imtoken钱包下载安卓官网|coinbase和coinbase pro有什么区别

作者: imtoken钱包下载安卓官网
2024-03-15 05:33:18

Coinbase vs. Coinbase Pro: What's the Difference?

Coinbase vs. Coinbase Pro: What's the Difference?

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Coinbase vs. Coinbase Pro: What's the Difference?

By

Joe Cason

Published Nov 17, 2021

Whether you're a crypto novice or expert, here we'll take a look at the differences between Coinbase and Coinbase Pro.

If you’re a Coinbase user, you might have noticed that there are two types of accounts you can have–a regular one or the Pro one. Some newer users might not know the difference between the two and if a professional account would be better for you.

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Here, we'll take a look at each of the platforms, and then break down the differences between them.

What Is Coinbase?

Coinbase is a website that allows you to buy, sell, and trade cryptocurrency quickly and securely using its website or one of its mobile apps. As one of the most popular cryptocurrency trading platforms, you will find most tokens available on the website.

The platform makes trading cryptocurrencies easy, as you can quickly and easily purchase coins and tokens with your debit card, bank account, or PayPal account.

Many people who get started with cryptocurrency don’t know where to begin, and Coinbase makes it easy for you to get started.

If you ever want to sell your investments, Coinbase lets you do that and gives you the fee upfront, so you know exactly how much you would make if you sold then. With many available trading options, you can also trade one coin for another coin without hefty fees.

Related: The Biggest Companies Where You Can Spend Your Bitcoin

If you are new to cryptocurrency, Coinbase will show you the basics and even allow you to earn free cryptocurrency as you educate yourself on the different types of cryptocurrency and take quizzes.

What Is Coinbase Pro?

Coinbase Pro is known as a Digital Asset Exchange that allows you to trade cryptocurrency using advanced charts.

Made for experienced investors and advanced users, Coinbase Pro allows you to make high—value orders and also allows users to trade using stop and limit orders.

Coinbase Pro supports most major cryptocurrencies and allows fast deposits using your bank account. With some transactions having a 0 percent fee, Coinbase Pro is chosen by most investors doing large transactions to save on fee cost.

Related: Cryptocurrency Terms Explained: Every Crypto Definition You Need

Coinbase Pro also allows trading of some cryptocurrencies before Coinbase offers them. For those with businesses that would like to accept cryptocurrency, Coinbase Pro has API integration, so you can keep your cryptocurrency balance all in one place.

What Is the Difference Between Coinbase and Coinbase Pro?

The main difference between Coinbase and Coinbase Pro is that Coinbase is more for personal use and Coinbase Pro is for business use. However, experienced traders still prefer Coinbase Pro due to its advanced charts and lower transaction fees.

For example, Coinbase charges a 0.50 percent fee for each transaction, with an additional 1.49 percent fee for some bank transfers. Coinbase Pro has no fee for many bank transfers, and the highest fee Coinbase Pro charges is 0.50 percent.

Coinbase Pro also has access to charts that standard Coinbase users don’t have. While some people may see this as a plus, it does mean that Coinbase is much easier to use than Coinbase Pro.

Related: Avoid These Big Mistakes When Investing in Crypto

Coinbase also has learning tools that Coinbase Pro doesn’t have. Coinbase Pro does have an API feature that makes accepting cryptocurrency on your website easier. However, the more involved you get with the API, the more complicated things can get.

Which Coinbase Option Should You Use?

Beginner users would do much better on Coinbase. Sometimes, simplicity and ease of use are worth a few dollars in transaction fees if you’re just buying or trading a few hundred dollars worth of cryptocurrency. Also, many users don’t need the advanced charts.

If you're a business or experienced crypto investor, you should consider taking on Coinbase Pro and learning how it works, as there is a learning curve. Also, experienced non-crypto investors might feel more at home on the Coinbase Pro website, with its advanced chart analysis and professional trading features.

Related: How to Protect Your Coinbase Account With Two-Step Verification

Pro users also enjoy minimal fees and fast bank transfers, making it easy to get your cryptocurrency quickly and securely from a nationally recognized platform. If you intend to invest over $1000, Coinbase Pro will save you money.

If you can’t make up your mind, don’t worry! Once you've signed up for Coinbase, you can log into Coinbase Pro with the same username and password. It also works the other way round.

Choosing the Right Version of Coinbase

In short, businesses and experienced investors will enjoy the perks of Coinbase Pro. Beginner users, while more expensive in fees, would do better on the standard Coinbase.

Luckily, it’s the same company, and upgrading from the standard version of Coinbase to the Pro version in the future is easy.

Readers like you help support MUO. When you make a purchase using links on our site, we may earn an affiliate commission. Read More.

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About The Author

Joe Cason

• Senior Writer for iOS

(171 Articles Published)

Joe is a former web designer and current entrepreneur and freelance writer. In his 8 years as a web designer, he helped create several apps and helped startups simplify their user experience. This began his passion for making technology easy to understand and accessible for everyone. He's been a freelance writer for over 6 years and loves writing about technology. Joe holds a Bachelor's degree and a postgraduate certificate in editing.

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深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎

深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎切换模式写文章登录/注册深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存白泽研究院客观机遇、干货分享,Web3 前沿事件追随者。资料来源 | CBINSIGHTS整理出品 | 白泽研究院Coinbase 是美国最受欢迎的面向消费者的加密资产交易所,并且已在加密爱好者的消费/交易领域中拥有显著的知名度。2021 年 5 月,Coinbase 再次登上了苹果应用商店的榜首位置,尽管在第一名的位置上保持的时间很短,但 Coinbase 的人气飙升,并将自己定位为加密交易所中的「避风港」和「主流加密投资者的入口」。此外,Coinbase 还疯狂地追求对现有法规和执法的遵守,将业务置于法律的正确位置——这在仍迫切需要监管指导的加密行业中属于一项“巨大资产”。​这帮助 Coinbase 从一些大牌风投机构那里获得了近 5.4 亿美元的股权融资,并使该公司一跃成为“加密独角兽”。Coinbase 于 2021 年 4 月在纳斯达克上市,其直接上市开盘价为每股 350 美元,比其设定的参考价格高出 100 美元。虽然 Coinbase 以其加密资产交易业务而闻名,但它的抱负远不止帮助人们买卖加密资产。该公司的目标呼应了加密资产爱好者的最终愿景:创建一个「开放式金融系统」。不过,就目前而言,Coinbase 看起来很像传统的金融服务公司,通过收取经纪和交易费用来赚钱,还像银行一样托管用户资金,并决定哪些加密资产可以在交易平台上架。这就引出了一个问题:Coinbase 是否仍然对鼓励采用加密资产以建立新的金融体系感兴趣,还是主要致力于推动其交易业务的增加?在本文中,我们一起从 Coinbase 的战略、融资历史、产品供应、业务计划、威胁与挑战的角度深入研究 Coinbase 的运作方式,以及它在推动区块链技术方面所做的努力。Coinbase 业务的简要概括如今,Coinbase 在 100 多个国家/地区开展业务,其 21 种产品可分为 3 个主要业务线:对于个人:Coinbase、钱包、USD Coin对于企业:Prime、Commerce、Exchange对于开发者:Cloud、Connect、WalletLinkCoinbase Prime:使机构投资者能够大规模购买、存储和交易加密资产。​Coinbase Commerce:使企业可以使用 Coinbase Commerce 平台来接受加密支付。Coinbase 如何赚钱?Coinbase 在 2020 年的收入达到 13 亿美元,但与 2021 年的财务业绩相比,这一数字相形见绌。该公司仅在 2021 年第二季度就报告了 22 亿美元的收入和 16 亿美元的净收入。这笔钱来自三个不同的收入来源。首先是散户和机构投资者的交易收入。Coinbase 会收取 0.5% 到 3.99% 的交易费用,具体取决于支付类型、用户居住国家/地区、账户类型、交易价值等。2021 年第二季度,Coinbase 报告零售交易费收入为 18 亿美元,机构交易费收入为 1.024 亿美元。其次是订阅和服务收入。这 1.026 亿美元的收入包括托管费、区块链奖励、利息收入和其他类型的服务。第三个收入来源是 Coinbase 拥有的加密资产的销售。公司有时可能会将自己的资产出售给客户,并将其记录为收入。2021 年第二季度,这一收入价值近 1.95 亿美元。虽然该公司的收入仍然严重依赖零售交易费用,但它在增加其他收入来源方面取得了早期成功。例如,它在一年内将在机构投资者中(如对冲基金和家族办公室)赚取的收入从 800 万美元增加到 1.0243 亿美元。资料来源:Coinbase SEC 文件Coinbase 如何成为加密之王?Coinbase 已成为加密投资者眼中的“加密之王”,这种发展在很大程度上是受益于「加密资产演变为投资工具」。Coinbase 在安全性、法规遵从性和易用性方面的卓越表现帮助推动了用户数量的增长。推动采用虽然 Coinbase 最初承诺对加密资产的“即时支付和广泛采用”进展缓慢,但 Coinbase 正在采取措施使加密资产成为一种更容易接受的支付方式。为此,该公司与支付巨头 Visa 合作在美国、英国和欧盟推出了「Coinbase 借记卡」,可用于付款和从 ATM 中提取现金。Coinbase 在今年 6 月表示,客户现在可以将他们的 Coinbase 借记卡与 Apple Pay 和 Google Pay 相关联,以更简单地使用加密资产进行支付。合规性总所周知,加密资产在黑市中有使用历史,一开始是比特币,现在主要是一些隐私币(如 XMR 和 Zcash)。再加上加密行业的新生,所以各国的监管机构一直在努力定义、立法和对加密资产征税。Coinbase 在监管许可和合规方面投入了大量资金,从而将自己与其他交易所区分开来。Coinbase 已明确遵守各州的《货币传输法》,并且是少数持有纽约「加密资产许可证」的公司之一,获得该许可证需要花费高昂的成本。此外,Coinbase 同时在 32 个国家/地区运营其交易所,包括英国和瑞士。Coinbase 表示,它“致力于获得经营所在的国家/地区的法律许可证”。总的来说,Coinbase 对合规性的关注为投资者和监管机构提供了安全保障。与执法部门的合作同样,Coinbase 与执法部门密切合作。Coinbase 遵循严格的身份验证程序,以遵守 KYC(了解你的客户)和 AML(反洗钱)等法规,并跟踪和监控加密资产的转移。因此,Coinbase 是监管机构和执法部门破译黑市活动的福音。一些区块链跟踪公司,例如 Chainalysis,已与 Coinbase(和其他交易所)合作,协助反洗钱执法。正如美国财政部长史蒂夫·姆努钦 (Steve Mnuchin) 在最近的一次采访中所说:“如果你有一个存有比特币的 Coinbase 钱包,那么 Coinbase 与银行一样有义务了解你的身份,并且我们可以追踪你的加密资产活动。”与此同时,Coinbase 也反击了它所认为的政府过度干预。最近,Coinbase 的首席执行官布赖恩·阿姆斯特朗(Brian Armstrong)在 Twitter 上详细说明了拜登政府提议的基础设施法案(旨在对加密交易征税)将如何损害加密行业的创新,并可能“将创新推向海外”。虽然到目前为止加密资产仍然是一个基本上不受监管的领域,但该法案旨在通过将它们作为资本收益和损失征税,类似于股票交易,对加密货币交易实施更严格的税收。该条款预计将在未来十年为政府带来 280 亿美元的收入。众多投资机构的支持虽然 Coinbase 在上市的第一天就达到了 1000 亿美元的目标估值,但其 2021 年 9 月的市值为 540 亿美元。为了证明其最初的估值是合理的,Coinbase 将不得不击败竞争对手并成为世界上最大的加密交易所。回顾过去的投资者,Coinbase 吸引了众多的风投机构和企业。自 2012 年以来,Coinbase 总共通过 15 次股权融资筹集了近 5.4 亿美元(包括其种子轮融资)。知名风险投资者——联合广场风险投资公司和 A16z 很早就进入其中,并继续参与到该公司的其他融资轮次中。2015 年 1 月,纽约证券交易所和 USAA 等大型金融机构成为该公司 7500 万美元 C 轮融资的一部分。根据纽约证券交易所的新闻稿,C 轮融资将帮助“ Coinbase 学习「纽约证券交易所」的全球分销能力和扩张的专业知识。”Coinbase 于 2021 年 8 月通过与三菱日联金融集团(此前投资 Coinbase)的合作打开了在日本开展业务的渠道,三菱日联金融集团是一家在日本拥有 4000 万客户的银行集团。Coinbase 为该银行用户提供 5 种加密货币——比特币、以太坊、莱特币、恒星币和比特币现金,并计划增加更多的可在日本交易的加密资产。Coinbase的未来之路尽管如此,问题仍然存在:Coinbase 是简单地从加密市场牛市中获利,还是建立在对「开放式金融体系」的最初愿景之上?扩张战略Coinbase 的首席执行官布赖恩·阿姆斯特朗 (Brian Armstrong) 最近表示,该公司的核心使命是“增加世界的经济自由度”。为了实现这一使命,Coinbase 将执行“三管齐下”的扩张战略,将加密资产的定位升级为「投资工具、新的金融系统和应用程序平台」。“三管齐下”战略,将在未来 5 年以上指导公司。该战略基于三个支柱:加密资产作为一种投资。加密资产交易仍然是 Coinbase 的核心业务,并且计划以更快的速度向其平台添加新的加密资产。Coinbase 还将为专业交易者提供类似于传统市场的复杂交易工具。同时,Coinbase 计划继续扩展到目前尚未运营的国家/地区。加密资产作为一种新的金融系统。Coinbase 将开发新产品,帮助加密货币持有者访问 DeFi 领域。加密资产作为应用程序平台。Coinbase 认为,加密创新不仅限于 DeFi,该公司还将帮助其用户发现新的加密应用程序,并将通过 Coinbase Ventures (Coinbase 的投资机构)为应用提供资金。收购加密初创公司,为己所用自 2018 年初以来,Coinbase 已收购了 19 家加密初创公司,总数达到 21 家。这些收购有助于 Coinbase 执行其扩张战略。例如,在 2021 年 8 月,Coinbase 收购了 Zabo,这是一家账户聚合初创公司,使用户能够在 Coinbase 应用程序中查看第三方账户的余额和交易历史记录。Zabo 的 API 可以从多个加密交换、协议和钱包中提取数据。Coinbase 还在2021 年收购了 Skew。这家总部位于英国的加密初创公司提供了一个可实时跟踪和加密市场可视化的平台,并帮助 Coinbase 进一步改进向机构投资者提供的产品。2019 年,Coinbase 收购了加密初创公司 Neutrino ,该公司旨在简化映射和跟踪加密交易的过程,这使 Coinbase 能够防止盗窃并调查勒索软件攻击。由于 Coinbase 希望使其收入来源多样化并减少对散户投资者交易费用的依赖,我们很可能会在未来几年内看到更多的收购新闻。大规模投资加密公司,甚至不放过竞争对手Coinbase Ventures (CV) 是 Coinbase 在 2018 年推出的风险投资机构。截至 2021 年 8 月,CV 已投资了 150 多家公司,并且是 2021 年上半年第三活跃的风险投资机构。正如预期的那样,大部分投资都是针对一系列加密初创公司的,包括:Taxbit:一种用于自动支付加密税的工具Zora Labs:加密市场Arweave:提供数字存储服务Opensea:目前最大的 NFT 市场除此之外,为了获得未来可能挑战其核心交易所产品的空间,Coinbase 还投资了许多 DeFi 公司,如 Vega、Saddle、Uniswap等,也投资了一些与其产品类似的中心化交易所,如 Pintu、Bitso 和 CoinDCX。Coinbase 的总裁兼首席运营官 Emilie Choi 表示,投资于竞争对手是联合创始人布赖恩·阿姆斯特朗大力支持的一项政策。挑战与风险同样的,Coinbase 在扩张的同时也面临着来自许多交易业务参与者以及新兴去中心化交易所的竞争。同行间竞争Coinbase 面临着来自许多合法加密交易所的直接竞争。Bitfinex、Bitstamp、Kraken 和 bitFlyer 是 Coinbase 的主要竞争对手,还有像 Robinhood 这样的传统经纪公司(现在支持除夏威夷和内华达州以外的美国所有州的加密资产交易)。同时,Coinbase 也将加密交易业务扩展到了全球 42 个国家/地区,包括美国、加拿大、印度、巴西和韩国。因此,该公司现在也与交易量最大的交易所「币安」竞争。(币安的日交易量高达 250 亿美元)另一个竞争角度来自去中心化交易所。虽然去中心化交易所的技术含量更高且更难使用,但它实际上没有中心攻击点,因此提供了更高的安全性。尽管如此,与主要的中心化交易所相比,交易量还是有限的,Coinbase 可以在更长的时间范围内应对该威胁。Coinbase 在数字资产托管领域也面临着如 Gemini、BitGo、PAXOS 和 NYDIG 等的托管竞争对手。市场风险与加密投资者一样,Coinbase 也会面临着来自加密市场的风险。交易所特别容易受到市场需求的影响。如果市场低迷,Coinbase 的收入可能会急剧下降。其次,如果监管打击导致市场资产逃离并换回法定货币,那么 Coinbase 可能面临流动性问题。换句话说,大规模抛售可能会导致很难找到买家。此外,加密市场的大规模抛售也将对 Coinbase 的多个业务线产生负面影响。例如,用户质押的加密资产的收入将减少,使用抵押借贷或使用 Coinbase 钱包的理由也会减少,而机构投资者在使用加密资产来分散其投资组合方面可能会变得更加保守。监管风险自成立之初,Coinbase 就在致力于与监管机构建立良好的关系,并且这些努力也得到了回报。但监管优势也会伴随着风险。法律可能会改变,因为立法程序很难会受到影响。例如,Coinbase 和整个加密社区无法影响参议院更改基础设施法案,这可能会迫使钱包开发商、应用开发者和矿工因交收而远离美国。美国证券交易委员会 SEC 也对 Coinbase 造成了打击。美国证券交易委员会警告 Coinbase,其提议的加密借贷产品会允许用户通过抵押加密资产赚取利息,这存在安全风险。作为回应,Coinbase 推迟了该产品的发布。另外,其他对加密资产友好的国家也在制定新的加密法规,但是对 Coinbase 的影响尚未公布。例如,欧盟委员会正在制定一项立法,旨在为欧盟的加密资产发行商和服务提供商建立规则。思考性总结面对上述挑战,Coinbase 继续扩展其核心业务并探索更广泛的机会,例如,建立 NFT 市场市场;为了对冲其他交易所,Coinbase 计划添加对更多加密资产的支持。这样做不仅会充实公司的收入,也将允许更加庞大的用户群体探索加密/区块链技术的应用创新。随着 Coinbase 于 2021 年 4 月上市,该公司现在加速扩张所需的资源和专业知识。但实现其目标不仅需要处理好加密市场,还需要与世界各地的监管机构和立法者建立沟通渠道。随着加密/区块链技术的发展势头越来越好,加密行业让政策制定者参与其中变得越来越重要。Coinbase 的故事也反映了整个加密行业。比特币和其他几种主要的加密资产更接近主流采用,但尚未达到加密爱好者希望的地位。Coinbase 应更加了解其当前和未来的地位,并努力寻找在保持交易业务主力地位的同时,让整个加密行业更加蓬勃的解决方案。风险提示:根据央行等部门发布的《关于进一步防范和处置虚拟货币交易炒作风险的通知》,本文内容仅用于信息分享,不对任何经营与投资行为进行推广与背书,请读者严格遵守所在地区法律法规,不参与任何非法金融行为。编辑于 2021-10-25 15:39加密/解密Coinbase金融学​赞同 1​​添加评论​分享​喜欢​收藏​申请

深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎

深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎切换模式写文章登录/注册深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存白泽研究院客观机遇、干货分享,Web3 前沿事件追随者。资料来源 | CBINSIGHTS整理出品 | 白泽研究院Coinbase 是美国最受欢迎的面向消费者的加密资产交易所,并且已在加密爱好者的消费/交易领域中拥有显著的知名度。2021 年 5 月,Coinbase 再次登上了苹果应用商店的榜首位置,尽管在第一名的位置上保持的时间很短,但 Coinbase 的人气飙升,并将自己定位为加密交易所中的「避风港」和「主流加密投资者的入口」。此外,Coinbase 还疯狂地追求对现有法规和执法的遵守,将业务置于法律的正确位置——这在仍迫切需要监管指导的加密行业中属于一项“巨大资产”。​这帮助 Coinbase 从一些大牌风投机构那里获得了近 5.4 亿美元的股权融资,并使该公司一跃成为“加密独角兽”。Coinbase 于 2021 年 4 月在纳斯达克上市,其直接上市开盘价为每股 350 美元,比其设定的参考价格高出 100 美元。虽然 Coinbase 以其加密资产交易业务而闻名,但它的抱负远不止帮助人们买卖加密资产。该公司的目标呼应了加密资产爱好者的最终愿景:创建一个「开放式金融系统」。不过,就目前而言,Coinbase 看起来很像传统的金融服务公司,通过收取经纪和交易费用来赚钱,还像银行一样托管用户资金,并决定哪些加密资产可以在交易平台上架。这就引出了一个问题:Coinbase 是否仍然对鼓励采用加密资产以建立新的金融体系感兴趣,还是主要致力于推动其交易业务的增加?在本文中,我们一起从 Coinbase 的战略、融资历史、产品供应、业务计划、威胁与挑战的角度深入研究 Coinbase 的运作方式,以及它在推动区块链技术方面所做的努力。Coinbase 业务的简要概括如今,Coinbase 在 100 多个国家/地区开展业务,其 21 种产品可分为 3 个主要业务线:对于个人:Coinbase、钱包、USD Coin对于企业:Prime、Commerce、Exchange对于开发者:Cloud、Connect、WalletLinkCoinbase Prime:使机构投资者能够大规模购买、存储和交易加密资产。​Coinbase Commerce:使企业可以使用 Coinbase Commerce 平台来接受加密支付。Coinbase 如何赚钱?Coinbase 在 2020 年的收入达到 13 亿美元,但与 2021 年的财务业绩相比,这一数字相形见绌。该公司仅在 2021 年第二季度就报告了 22 亿美元的收入和 16 亿美元的净收入。这笔钱来自三个不同的收入来源。首先是散户和机构投资者的交易收入。Coinbase 会收取 0.5% 到 3.99% 的交易费用,具体取决于支付类型、用户居住国家/地区、账户类型、交易价值等。2021 年第二季度,Coinbase 报告零售交易费收入为 18 亿美元,机构交易费收入为 1.024 亿美元。其次是订阅和服务收入。这 1.026 亿美元的收入包括托管费、区块链奖励、利息收入和其他类型的服务。第三个收入来源是 Coinbase 拥有的加密资产的销售。公司有时可能会将自己的资产出售给客户,并将其记录为收入。2021 年第二季度,这一收入价值近 1.95 亿美元。虽然该公司的收入仍然严重依赖零售交易费用,但它在增加其他收入来源方面取得了早期成功。例如,它在一年内将在机构投资者中(如对冲基金和家族办公室)赚取的收入从 800 万美元增加到 1.0243 亿美元。资料来源:Coinbase SEC 文件Coinbase 如何成为加密之王?Coinbase 已成为加密投资者眼中的“加密之王”,这种发展在很大程度上是受益于「加密资产演变为投资工具」。Coinbase 在安全性、法规遵从性和易用性方面的卓越表现帮助推动了用户数量的增长。推动采用虽然 Coinbase 最初承诺对加密资产的“即时支付和广泛采用”进展缓慢,但 Coinbase 正在采取措施使加密资产成为一种更容易接受的支付方式。为此,该公司与支付巨头 Visa 合作在美国、英国和欧盟推出了「Coinbase 借记卡」,可用于付款和从 ATM 中提取现金。Coinbase 在今年 6 月表示,客户现在可以将他们的 Coinbase 借记卡与 Apple Pay 和 Google Pay 相关联,以更简单地使用加密资产进行支付。合规性总所周知,加密资产在黑市中有使用历史,一开始是比特币,现在主要是一些隐私币(如 XMR 和 Zcash)。再加上加密行业的新生,所以各国的监管机构一直在努力定义、立法和对加密资产征税。Coinbase 在监管许可和合规方面投入了大量资金,从而将自己与其他交易所区分开来。Coinbase 已明确遵守各州的《货币传输法》,并且是少数持有纽约「加密资产许可证」的公司之一,获得该许可证需要花费高昂的成本。此外,Coinbase 同时在 32 个国家/地区运营其交易所,包括英国和瑞士。Coinbase 表示,它“致力于获得经营所在的国家/地区的法律许可证”。总的来说,Coinbase 对合规性的关注为投资者和监管机构提供了安全保障。与执法部门的合作同样,Coinbase 与执法部门密切合作。Coinbase 遵循严格的身份验证程序,以遵守 KYC(了解你的客户)和 AML(反洗钱)等法规,并跟踪和监控加密资产的转移。因此,Coinbase 是监管机构和执法部门破译黑市活动的福音。一些区块链跟踪公司,例如 Chainalysis,已与 Coinbase(和其他交易所)合作,协助反洗钱执法。正如美国财政部长史蒂夫·姆努钦 (Steve Mnuchin) 在最近的一次采访中所说:“如果你有一个存有比特币的 Coinbase 钱包,那么 Coinbase 与银行一样有义务了解你的身份,并且我们可以追踪你的加密资产活动。”与此同时,Coinbase 也反击了它所认为的政府过度干预。最近,Coinbase 的首席执行官布赖恩·阿姆斯特朗(Brian Armstrong)在 Twitter 上详细说明了拜登政府提议的基础设施法案(旨在对加密交易征税)将如何损害加密行业的创新,并可能“将创新推向海外”。虽然到目前为止加密资产仍然是一个基本上不受监管的领域,但该法案旨在通过将它们作为资本收益和损失征税,类似于股票交易,对加密货币交易实施更严格的税收。该条款预计将在未来十年为政府带来 280 亿美元的收入。众多投资机构的支持虽然 Coinbase 在上市的第一天就达到了 1000 亿美元的目标估值,但其 2021 年 9 月的市值为 540 亿美元。为了证明其最初的估值是合理的,Coinbase 将不得不击败竞争对手并成为世界上最大的加密交易所。回顾过去的投资者,Coinbase 吸引了众多的风投机构和企业。自 2012 年以来,Coinbase 总共通过 15 次股权融资筹集了近 5.4 亿美元(包括其种子轮融资)。知名风险投资者——联合广场风险投资公司和 A16z 很早就进入其中,并继续参与到该公司的其他融资轮次中。2015 年 1 月,纽约证券交易所和 USAA 等大型金融机构成为该公司 7500 万美元 C 轮融资的一部分。根据纽约证券交易所的新闻稿,C 轮融资将帮助“ Coinbase 学习「纽约证券交易所」的全球分销能力和扩张的专业知识。”Coinbase 于 2021 年 8 月通过与三菱日联金融集团(此前投资 Coinbase)的合作打开了在日本开展业务的渠道,三菱日联金融集团是一家在日本拥有 4000 万客户的银行集团。Coinbase 为该银行用户提供 5 种加密货币——比特币、以太坊、莱特币、恒星币和比特币现金,并计划增加更多的可在日本交易的加密资产。Coinbase的未来之路尽管如此,问题仍然存在:Coinbase 是简单地从加密市场牛市中获利,还是建立在对「开放式金融体系」的最初愿景之上?扩张战略Coinbase 的首席执行官布赖恩·阿姆斯特朗 (Brian Armstrong) 最近表示,该公司的核心使命是“增加世界的经济自由度”。为了实现这一使命,Coinbase 将执行“三管齐下”的扩张战略,将加密资产的定位升级为「投资工具、新的金融系统和应用程序平台」。“三管齐下”战略,将在未来 5 年以上指导公司。该战略基于三个支柱:加密资产作为一种投资。加密资产交易仍然是 Coinbase 的核心业务,并且计划以更快的速度向其平台添加新的加密资产。Coinbase 还将为专业交易者提供类似于传统市场的复杂交易工具。同时,Coinbase 计划继续扩展到目前尚未运营的国家/地区。加密资产作为一种新的金融系统。Coinbase 将开发新产品,帮助加密货币持有者访问 DeFi 领域。加密资产作为应用程序平台。Coinbase 认为,加密创新不仅限于 DeFi,该公司还将帮助其用户发现新的加密应用程序,并将通过 Coinbase Ventures (Coinbase 的投资机构)为应用提供资金。收购加密初创公司,为己所用自 2018 年初以来,Coinbase 已收购了 19 家加密初创公司,总数达到 21 家。这些收购有助于 Coinbase 执行其扩张战略。例如,在 2021 年 8 月,Coinbase 收购了 Zabo,这是一家账户聚合初创公司,使用户能够在 Coinbase 应用程序中查看第三方账户的余额和交易历史记录。Zabo 的 API 可以从多个加密交换、协议和钱包中提取数据。Coinbase 还在2021 年收购了 Skew。这家总部位于英国的加密初创公司提供了一个可实时跟踪和加密市场可视化的平台,并帮助 Coinbase 进一步改进向机构投资者提供的产品。2019 年,Coinbase 收购了加密初创公司 Neutrino ,该公司旨在简化映射和跟踪加密交易的过程,这使 Coinbase 能够防止盗窃并调查勒索软件攻击。由于 Coinbase 希望使其收入来源多样化并减少对散户投资者交易费用的依赖,我们很可能会在未来几年内看到更多的收购新闻。大规模投资加密公司,甚至不放过竞争对手Coinbase Ventures (CV) 是 Coinbase 在 2018 年推出的风险投资机构。截至 2021 年 8 月,CV 已投资了 150 多家公司,并且是 2021 年上半年第三活跃的风险投资机构。正如预期的那样,大部分投资都是针对一系列加密初创公司的,包括:Taxbit:一种用于自动支付加密税的工具Zora Labs:加密市场Arweave:提供数字存储服务Opensea:目前最大的 NFT 市场除此之外,为了获得未来可能挑战其核心交易所产品的空间,Coinbase 还投资了许多 DeFi 公司,如 Vega、Saddle、Uniswap等,也投资了一些与其产品类似的中心化交易所,如 Pintu、Bitso 和 CoinDCX。Coinbase 的总裁兼首席运营官 Emilie Choi 表示,投资于竞争对手是联合创始人布赖恩·阿姆斯特朗大力支持的一项政策。挑战与风险同样的,Coinbase 在扩张的同时也面临着来自许多交易业务参与者以及新兴去中心化交易所的竞争。同行间竞争Coinbase 面临着来自许多合法加密交易所的直接竞争。Bitfinex、Bitstamp、Kraken 和 bitFlyer 是 Coinbase 的主要竞争对手,还有像 Robinhood 这样的传统经纪公司(现在支持除夏威夷和内华达州以外的美国所有州的加密资产交易)。同时,Coinbase 也将加密交易业务扩展到了全球 42 个国家/地区,包括美国、加拿大、印度、巴西和韩国。因此,该公司现在也与交易量最大的交易所「币安」竞争。(币安的日交易量高达 250 亿美元)另一个竞争角度来自去中心化交易所。虽然去中心化交易所的技术含量更高且更难使用,但它实际上没有中心攻击点,因此提供了更高的安全性。尽管如此,与主要的中心化交易所相比,交易量还是有限的,Coinbase 可以在更长的时间范围内应对该威胁。Coinbase 在数字资产托管领域也面临着如 Gemini、BitGo、PAXOS 和 NYDIG 等的托管竞争对手。市场风险与加密投资者一样,Coinbase 也会面临着来自加密市场的风险。交易所特别容易受到市场需求的影响。如果市场低迷,Coinbase 的收入可能会急剧下降。其次,如果监管打击导致市场资产逃离并换回法定货币,那么 Coinbase 可能面临流动性问题。换句话说,大规模抛售可能会导致很难找到买家。此外,加密市场的大规模抛售也将对 Coinbase 的多个业务线产生负面影响。例如,用户质押的加密资产的收入将减少,使用抵押借贷或使用 Coinbase 钱包的理由也会减少,而机构投资者在使用加密资产来分散其投资组合方面可能会变得更加保守。监管风险自成立之初,Coinbase 就在致力于与监管机构建立良好的关系,并且这些努力也得到了回报。但监管优势也会伴随着风险。法律可能会改变,因为立法程序很难会受到影响。例如,Coinbase 和整个加密社区无法影响参议院更改基础设施法案,这可能会迫使钱包开发商、应用开发者和矿工因交收而远离美国。美国证券交易委员会 SEC 也对 Coinbase 造成了打击。美国证券交易委员会警告 Coinbase,其提议的加密借贷产品会允许用户通过抵押加密资产赚取利息,这存在安全风险。作为回应,Coinbase 推迟了该产品的发布。另外,其他对加密资产友好的国家也在制定新的加密法规,但是对 Coinbase 的影响尚未公布。例如,欧盟委员会正在制定一项立法,旨在为欧盟的加密资产发行商和服务提供商建立规则。思考性总结面对上述挑战,Coinbase 继续扩展其核心业务并探索更广泛的机会,例如,建立 NFT 市场市场;为了对冲其他交易所,Coinbase 计划添加对更多加密资产的支持。这样做不仅会充实公司的收入,也将允许更加庞大的用户群体探索加密/区块链技术的应用创新。随着 Coinbase 于 2021 年 4 月上市,该公司现在加速扩张所需的资源和专业知识。但实现其目标不仅需要处理好加密市场,还需要与世界各地的监管机构和立法者建立沟通渠道。随着加密/区块链技术的发展势头越来越好,加密行业让政策制定者参与其中变得越来越重要。Coinbase 的故事也反映了整个加密行业。比特币和其他几种主要的加密资产更接近主流采用,但尚未达到加密爱好者希望的地位。Coinbase 应更加了解其当前和未来的地位,并努力寻找在保持交易业务主力地位的同时,让整个加密行业更加蓬勃的解决方案。风险提示:根据央行等部门发布的《关于进一步防范和处置虚拟货币交易炒作风险的通知》,本文内容仅用于信息分享,不对任何经营与投资行为进行推广与背书,请读者严格遵守所在地区法律法规,不参与任何非法金融行为。编辑于 2021-10-25 15:39加密/解密Coinbase金融学​赞同 1​​添加评论​分享​喜欢​收藏​申请

深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎

深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎切换模式写文章登录/注册深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存白泽研究院客观机遇、干货分享,Web3 前沿事件追随者。资料来源 | CBINSIGHTS整理出品 | 白泽研究院Coinbase 是美国最受欢迎的面向消费者的加密资产交易所,并且已在加密爱好者的消费/交易领域中拥有显著的知名度。2021 年 5 月,Coinbase 再次登上了苹果应用商店的榜首位置,尽管在第一名的位置上保持的时间很短,但 Coinbase 的人气飙升,并将自己定位为加密交易所中的「避风港」和「主流加密投资者的入口」。此外,Coinbase 还疯狂地追求对现有法规和执法的遵守,将业务置于法律的正确位置——这在仍迫切需要监管指导的加密行业中属于一项“巨大资产”。​这帮助 Coinbase 从一些大牌风投机构那里获得了近 5.4 亿美元的股权融资,并使该公司一跃成为“加密独角兽”。Coinbase 于 2021 年 4 月在纳斯达克上市,其直接上市开盘价为每股 350 美元,比其设定的参考价格高出 100 美元。虽然 Coinbase 以其加密资产交易业务而闻名,但它的抱负远不止帮助人们买卖加密资产。该公司的目标呼应了加密资产爱好者的最终愿景:创建一个「开放式金融系统」。不过,就目前而言,Coinbase 看起来很像传统的金融服务公司,通过收取经纪和交易费用来赚钱,还像银行一样托管用户资金,并决定哪些加密资产可以在交易平台上架。这就引出了一个问题:Coinbase 是否仍然对鼓励采用加密资产以建立新的金融体系感兴趣,还是主要致力于推动其交易业务的增加?在本文中,我们一起从 Coinbase 的战略、融资历史、产品供应、业务计划、威胁与挑战的角度深入研究 Coinbase 的运作方式,以及它在推动区块链技术方面所做的努力。Coinbase 业务的简要概括如今,Coinbase 在 100 多个国家/地区开展业务,其 21 种产品可分为 3 个主要业务线:对于个人:Coinbase、钱包、USD Coin对于企业:Prime、Commerce、Exchange对于开发者:Cloud、Connect、WalletLinkCoinbase Prime:使机构投资者能够大规模购买、存储和交易加密资产。​Coinbase Commerce:使企业可以使用 Coinbase Commerce 平台来接受加密支付。Coinbase 如何赚钱?Coinbase 在 2020 年的收入达到 13 亿美元,但与 2021 年的财务业绩相比,这一数字相形见绌。该公司仅在 2021 年第二季度就报告了 22 亿美元的收入和 16 亿美元的净收入。这笔钱来自三个不同的收入来源。首先是散户和机构投资者的交易收入。Coinbase 会收取 0.5% 到 3.99% 的交易费用,具体取决于支付类型、用户居住国家/地区、账户类型、交易价值等。2021 年第二季度,Coinbase 报告零售交易费收入为 18 亿美元,机构交易费收入为 1.024 亿美元。其次是订阅和服务收入。这 1.026 亿美元的收入包括托管费、区块链奖励、利息收入和其他类型的服务。第三个收入来源是 Coinbase 拥有的加密资产的销售。公司有时可能会将自己的资产出售给客户,并将其记录为收入。2021 年第二季度,这一收入价值近 1.95 亿美元。虽然该公司的收入仍然严重依赖零售交易费用,但它在增加其他收入来源方面取得了早期成功。例如,它在一年内将在机构投资者中(如对冲基金和家族办公室)赚取的收入从 800 万美元增加到 1.0243 亿美元。资料来源:Coinbase SEC 文件Coinbase 如何成为加密之王?Coinbase 已成为加密投资者眼中的“加密之王”,这种发展在很大程度上是受益于「加密资产演变为投资工具」。Coinbase 在安全性、法规遵从性和易用性方面的卓越表现帮助推动了用户数量的增长。推动采用虽然 Coinbase 最初承诺对加密资产的“即时支付和广泛采用”进展缓慢,但 Coinbase 正在采取措施使加密资产成为一种更容易接受的支付方式。为此,该公司与支付巨头 Visa 合作在美国、英国和欧盟推出了「Coinbase 借记卡」,可用于付款和从 ATM 中提取现金。Coinbase 在今年 6 月表示,客户现在可以将他们的 Coinbase 借记卡与 Apple Pay 和 Google Pay 相关联,以更简单地使用加密资产进行支付。合规性总所周知,加密资产在黑市中有使用历史,一开始是比特币,现在主要是一些隐私币(如 XMR 和 Zcash)。再加上加密行业的新生,所以各国的监管机构一直在努力定义、立法和对加密资产征税。Coinbase 在监管许可和合规方面投入了大量资金,从而将自己与其他交易所区分开来。Coinbase 已明确遵守各州的《货币传输法》,并且是少数持有纽约「加密资产许可证」的公司之一,获得该许可证需要花费高昂的成本。此外,Coinbase 同时在 32 个国家/地区运营其交易所,包括英国和瑞士。Coinbase 表示,它“致力于获得经营所在的国家/地区的法律许可证”。总的来说,Coinbase 对合规性的关注为投资者和监管机构提供了安全保障。与执法部门的合作同样,Coinbase 与执法部门密切合作。Coinbase 遵循严格的身份验证程序,以遵守 KYC(了解你的客户)和 AML(反洗钱)等法规,并跟踪和监控加密资产的转移。因此,Coinbase 是监管机构和执法部门破译黑市活动的福音。一些区块链跟踪公司,例如 Chainalysis,已与 Coinbase(和其他交易所)合作,协助反洗钱执法。正如美国财政部长史蒂夫·姆努钦 (Steve Mnuchin) 在最近的一次采访中所说:“如果你有一个存有比特币的 Coinbase 钱包,那么 Coinbase 与银行一样有义务了解你的身份,并且我们可以追踪你的加密资产活动。”与此同时,Coinbase 也反击了它所认为的政府过度干预。最近,Coinbase 的首席执行官布赖恩·阿姆斯特朗(Brian Armstrong)在 Twitter 上详细说明了拜登政府提议的基础设施法案(旨在对加密交易征税)将如何损害加密行业的创新,并可能“将创新推向海外”。虽然到目前为止加密资产仍然是一个基本上不受监管的领域,但该法案旨在通过将它们作为资本收益和损失征税,类似于股票交易,对加密货币交易实施更严格的税收。该条款预计将在未来十年为政府带来 280 亿美元的收入。众多投资机构的支持虽然 Coinbase 在上市的第一天就达到了 1000 亿美元的目标估值,但其 2021 年 9 月的市值为 540 亿美元。为了证明其最初的估值是合理的,Coinbase 将不得不击败竞争对手并成为世界上最大的加密交易所。回顾过去的投资者,Coinbase 吸引了众多的风投机构和企业。自 2012 年以来,Coinbase 总共通过 15 次股权融资筹集了近 5.4 亿美元(包括其种子轮融资)。知名风险投资者——联合广场风险投资公司和 A16z 很早就进入其中,并继续参与到该公司的其他融资轮次中。2015 年 1 月,纽约证券交易所和 USAA 等大型金融机构成为该公司 7500 万美元 C 轮融资的一部分。根据纽约证券交易所的新闻稿,C 轮融资将帮助“ Coinbase 学习「纽约证券交易所」的全球分销能力和扩张的专业知识。”Coinbase 于 2021 年 8 月通过与三菱日联金融集团(此前投资 Coinbase)的合作打开了在日本开展业务的渠道,三菱日联金融集团是一家在日本拥有 4000 万客户的银行集团。Coinbase 为该银行用户提供 5 种加密货币——比特币、以太坊、莱特币、恒星币和比特币现金,并计划增加更多的可在日本交易的加密资产。Coinbase的未来之路尽管如此,问题仍然存在:Coinbase 是简单地从加密市场牛市中获利,还是建立在对「开放式金融体系」的最初愿景之上?扩张战略Coinbase 的首席执行官布赖恩·阿姆斯特朗 (Brian Armstrong) 最近表示,该公司的核心使命是“增加世界的经济自由度”。为了实现这一使命,Coinbase 将执行“三管齐下”的扩张战略,将加密资产的定位升级为「投资工具、新的金融系统和应用程序平台」。“三管齐下”战略,将在未来 5 年以上指导公司。该战略基于三个支柱:加密资产作为一种投资。加密资产交易仍然是 Coinbase 的核心业务,并且计划以更快的速度向其平台添加新的加密资产。Coinbase 还将为专业交易者提供类似于传统市场的复杂交易工具。同时,Coinbase 计划继续扩展到目前尚未运营的国家/地区。加密资产作为一种新的金融系统。Coinbase 将开发新产品,帮助加密货币持有者访问 DeFi 领域。加密资产作为应用程序平台。Coinbase 认为,加密创新不仅限于 DeFi,该公司还将帮助其用户发现新的加密应用程序,并将通过 Coinbase Ventures (Coinbase 的投资机构)为应用提供资金。收购加密初创公司,为己所用自 2018 年初以来,Coinbase 已收购了 19 家加密初创公司,总数达到 21 家。这些收购有助于 Coinbase 执行其扩张战略。例如,在 2021 年 8 月,Coinbase 收购了 Zabo,这是一家账户聚合初创公司,使用户能够在 Coinbase 应用程序中查看第三方账户的余额和交易历史记录。Zabo 的 API 可以从多个加密交换、协议和钱包中提取数据。Coinbase 还在2021 年收购了 Skew。这家总部位于英国的加密初创公司提供了一个可实时跟踪和加密市场可视化的平台,并帮助 Coinbase 进一步改进向机构投资者提供的产品。2019 年,Coinbase 收购了加密初创公司 Neutrino ,该公司旨在简化映射和跟踪加密交易的过程,这使 Coinbase 能够防止盗窃并调查勒索软件攻击。由于 Coinbase 希望使其收入来源多样化并减少对散户投资者交易费用的依赖,我们很可能会在未来几年内看到更多的收购新闻。大规模投资加密公司,甚至不放过竞争对手Coinbase Ventures (CV) 是 Coinbase 在 2018 年推出的风险投资机构。截至 2021 年 8 月,CV 已投资了 150 多家公司,并且是 2021 年上半年第三活跃的风险投资机构。正如预期的那样,大部分投资都是针对一系列加密初创公司的,包括:Taxbit:一种用于自动支付加密税的工具Zora Labs:加密市场Arweave:提供数字存储服务Opensea:目前最大的 NFT 市场除此之外,为了获得未来可能挑战其核心交易所产品的空间,Coinbase 还投资了许多 DeFi 公司,如 Vega、Saddle、Uniswap等,也投资了一些与其产品类似的中心化交易所,如 Pintu、Bitso 和 CoinDCX。Coinbase 的总裁兼首席运营官 Emilie Choi 表示,投资于竞争对手是联合创始人布赖恩·阿姆斯特朗大力支持的一项政策。挑战与风险同样的,Coinbase 在扩张的同时也面临着来自许多交易业务参与者以及新兴去中心化交易所的竞争。同行间竞争Coinbase 面临着来自许多合法加密交易所的直接竞争。Bitfinex、Bitstamp、Kraken 和 bitFlyer 是 Coinbase 的主要竞争对手,还有像 Robinhood 这样的传统经纪公司(现在支持除夏威夷和内华达州以外的美国所有州的加密资产交易)。同时,Coinbase 也将加密交易业务扩展到了全球 42 个国家/地区,包括美国、加拿大、印度、巴西和韩国。因此,该公司现在也与交易量最大的交易所「币安」竞争。(币安的日交易量高达 250 亿美元)另一个竞争角度来自去中心化交易所。虽然去中心化交易所的技术含量更高且更难使用,但它实际上没有中心攻击点,因此提供了更高的安全性。尽管如此,与主要的中心化交易所相比,交易量还是有限的,Coinbase 可以在更长的时间范围内应对该威胁。Coinbase 在数字资产托管领域也面临着如 Gemini、BitGo、PAXOS 和 NYDIG 等的托管竞争对手。市场风险与加密投资者一样,Coinbase 也会面临着来自加密市场的风险。交易所特别容易受到市场需求的影响。如果市场低迷,Coinbase 的收入可能会急剧下降。其次,如果监管打击导致市场资产逃离并换回法定货币,那么 Coinbase 可能面临流动性问题。换句话说,大规模抛售可能会导致很难找到买家。此外,加密市场的大规模抛售也将对 Coinbase 的多个业务线产生负面影响。例如,用户质押的加密资产的收入将减少,使用抵押借贷或使用 Coinbase 钱包的理由也会减少,而机构投资者在使用加密资产来分散其投资组合方面可能会变得更加保守。监管风险自成立之初,Coinbase 就在致力于与监管机构建立良好的关系,并且这些努力也得到了回报。但监管优势也会伴随着风险。法律可能会改变,因为立法程序很难会受到影响。例如,Coinbase 和整个加密社区无法影响参议院更改基础设施法案,这可能会迫使钱包开发商、应用开发者和矿工因交收而远离美国。美国证券交易委员会 SEC 也对 Coinbase 造成了打击。美国证券交易委员会警告 Coinbase,其提议的加密借贷产品会允许用户通过抵押加密资产赚取利息,这存在安全风险。作为回应,Coinbase 推迟了该产品的发布。另外,其他对加密资产友好的国家也在制定新的加密法规,但是对 Coinbase 的影响尚未公布。例如,欧盟委员会正在制定一项立法,旨在为欧盟的加密资产发行商和服务提供商建立规则。思考性总结面对上述挑战,Coinbase 继续扩展其核心业务并探索更广泛的机会,例如,建立 NFT 市场市场;为了对冲其他交易所,Coinbase 计划添加对更多加密资产的支持。这样做不仅会充实公司的收入,也将允许更加庞大的用户群体探索加密/区块链技术的应用创新。随着 Coinbase 于 2021 年 4 月上市,该公司现在加速扩张所需的资源和专业知识。但实现其目标不仅需要处理好加密市场,还需要与世界各地的监管机构和立法者建立沟通渠道。随着加密/区块链技术的发展势头越来越好,加密行业让政策制定者参与其中变得越来越重要。Coinbase 的故事也反映了整个加密行业。比特币和其他几种主要的加密资产更接近主流采用,但尚未达到加密爱好者希望的地位。Coinbase 应更加了解其当前和未来的地位,并努力寻找在保持交易业务主力地位的同时,让整个加密行业更加蓬勃的解决方案。风险提示:根据央行等部门发布的《关于进一步防范和处置虚拟货币交易炒作风险的通知》,本文内容仅用于信息分享,不对任何经营与投资行为进行推广与背书,请读者严格遵守所在地区法律法规,不参与任何非法金融行为。编辑于 2021-10-25 15:39加密/解密Coinbase金融学​赞同 1​​添加评论​分享​喜欢​收藏​申请

coinbase 与 coinbase pro:有什么区别

base 与 coinbase pro:有什么区别 跳到内容周五,三月15,2024的 响应菜单新闻报道刊登广告订阅联系我们 BitcoinEthereumNews.com实时更新的有关比特币,以太币,加密货币,区块链,技术,经济的全球新闻。 更新每分钟。 提供所有语言版本。 搜索 搜索首页市值最高收益最大损失全部新闻比特币

以太币加密金融科学技术NFT全面、 首页金融coinbase vs coinbase pro:有什么区别 金融coinbase vs coinbase pro:有什么区别01/28/2022比特币以太币新闻许多加密货币交易所允许用户购买、出售、投资数字或标准平面货币。 Coinbase 是使用户能够进行安全可靠交易的平台之一。 Coinbase 提供两种不同的加密货币交换平台,即 Coinbase 和 Coinbase Pro。 两者都提供了巨大的资源来促进各自客户的交易。这些加密货币交易所提供的服务非常有效; 他们具有鲜明的特色,为客户提供不同的设施,坚持他们的目标,即为用户带来一个安全透明的环境,让用户可以有效地开展业务。Coinbase 和 Coinbase Pro 均归 Coinbase Global Inc. 所有。这家总部位于美国的公司严格在线运营,监督 Coinbase 和 Coinbase Pro 交易所的母公司。以下是提供 Coinbase 与 Coinbase PRO 差异的一些明显特征。Coinbase概述Coinbase 是一个相对简单的平台,用于开始您的加密之旅。 许多新手加密爱好者通过 Coinbase 开始他们的旅程; 根据他们的网站,他们在大约 73 多个国家拥有超过 100 万客户。 公司目前有2700+员工,不用担心客服; 他们似乎已经涵盖了这一点。 此外,他们在平台上拥有 255 亿美元的资产,季度交易量为 327 亿美元。Coinbase 使加密交易者相对更容易在更直接的平台上开始,以排除制造商和接受者费用。 此外,Coinbase 可用作数字钱包,用于将平面货币交易为数字货币,与 Coinbase Pro 相比,它在功能上有所不足,但其简单易用的设计弥补了这一点。 最后,作为加密新手的绝佳选择,它推广了数字货币并吸引了许多用户更多地了解数字货币的世界并在做的同时赚取收益。Coinbase 为其用户提供购买、出售和存储加密货币的服务; Coinbase Pro 被证明在功能领域更加丰富,但 Coinbase 确保了简单且用户友好的体验,让您可以同时学习和赚钱,对于声明者来说,Coinbase 是更好的选择。Coinbase Pro 概述Coinbase Pro 提供比简单的 Coinbase 更多的功能,并为资深的加密货币交易商提供更好的服务。 它也是 Coinbase Global Inc 提供的一个平台。比较两者时最突出的质量是,如果用户选择 Coinbase Pro,他们可以节省他们使用 Coinbase 所花的钱。 与更简单的版本相比,仅此功能就吸引了更多用户使用 Pro。 Pro的目标受众是资深的加密货币交易商; 它提供了相应的设施,例如购买加密货币、出售加密货币、存入加密货币、提取加密货币、交易加密货币、加密货币停止订单、加密货币有效时间订单、限价订单等,而这些在 Coinbase 中不存在。 然而,缺点是复杂性。 所有这些功能对于新手来说可能是多余的。 这不是新手的最佳选择。Coinbase Pro 将所有交易的成本降至最低,同时提供一个更安全、更透明的平台来开展业务,所有数字资产都可以交易或存储在 Coinbase Pro 程序中,例如 NFT 或加密货币。 此外,Coinbase Pro 提供比简单版本更多的加密货币。Coinbase Pro 提供了一个更加用户友好的平台,其 API 为其客户端集成。 此外,它运行流畅的交易,花费的时间更少,有时交易费用几乎为零,因此Coinbase Pro是加密爱好者的全能问题解决者。Coinbase vs Coinbase Pro:用途 Coinbase 与 coinbase 专业人士的辩论导致商业用途和个人方法的差异; 两者都提供惯常的服务和设施,但在无限制和有限金额交易的情况下有所不同。 通过银行账户进行交易时,Coinbase Pro 提供的费用更少。 Coinbase 的情况正好相反。 该程序本身成本更低,但比 Pro 收取更多费用。 因此,同样的,解决方案是获得 Pro 一次,多付一次,以获得一个简单、更安全的平台来开展业务,确保为客户带来最大的利润。Coinbase Pro 的问题在于何时进行交易,当通过 PayPal 或银行账户进行交易时,Pro 提供的支出金额较少。 Coinbase 收取 0% 到 50% 的费用,但每笔交易的费用都不同。 相比之下,Coinbase Pro 收取的费用从大约 0% 到 0.50%,使其成为比 Coinbase 更好的选择。 但是,可变费用使 Pro 比简单的更昂贵。Coinbase 提供多达 107 种加密货币用于交易和存储目的,在我们分析 Coinbase Pro 功能之前,这可能看起来相当大,它提供多达 250 种加密货币用于交易和存款目的。 此外,与更简单的 Coinbase 相比,Pro 提供了广泛的加密货币,为其客户提供了多样性和容量,这对于新手加密交易者来说可能不是必需的。 尽管如此,这确实是退伍军人的必需品。从 Coinbase 与 coinbase pro 的对比中,我们可以推断出 Pro 占据了宝座,因为它为用户提供了更多的功能和设施,因为它提供存款、购买、出售、存储、取款、交易和无限量订单。 相比之下,Coinbase 的缺点是交易金额有限,收费体系复杂。Coinbase 与 Coinbase Pro:优点和缺点Coinbase Pro 和 Coinbase 各有利弊,我们将一一讨论,找出最适合你的:Coinbase 提供使用 PayPal 进行提款,这可以被认为是该平台的最佳品质之一。 此外,更简单的 Coinbase 可在广泛的国家/地区使用,几乎 100+,这可以被认为是吸引观众的重要特征。 Coinbase 以较低的费用为用户教育提供更多空间。然而,由于高昂而复杂的费用结构,Coinbase 的缺点使其在全球范围内考虑起来有点挑战,每笔交易的费用结构可能从 0% 到 50% 不等。 此外,Coinbase 为您提供有限的交易量和有限的交易机会,这可能不适合高级用户。 最后,Coinbase 最令人讨厌的缺点是该平台会跟踪您的加密货币购买,这使其成为比 Pro 更弱的选择。Coinbase Pro 提供了广泛的功能,可以被认为是利弊,我们现在将讨论它们:Coinbase Pro 用户提供简单的费用结构,降低费用以节省资金并最大化利润。 此外,Pro 平台上使用的图表易于理解,这比简单的 Coinbase 更能吸引用户。 此外,Coinbase Pro 为您提供广泛的交易选择,无限交易,吸引积极交易加密货币的人。 与 Coinbase 相比,所有这些都使 Pro 成为更好的选择。考虑到 Pro 的所有功能,我们还可以从中挑出一些缺点,例如它对于初学者来说会有点复杂,并且否定用户教育,因为图表的指标数量有限。 Coinbase Pro 也比任何其他平台都贵,大多数人不会愿意花那么多钱。Coinbase vs Coinbase Pro:功能Coinbase 和 Coinbase Pro 都是适合各自受众的优秀平台。 但是,为了更好地理解它们,我们将通过它们的特性来比较它们并更好地理解它们。正如我们所见,这两个平台都源自 Coinbase Global Inc 和美国企业。 它们在安全性、支持的货币、高级加密交易、费用等方面都有不同的特点; 我们可以比较这些功能,以确定哪些更适合哪些受众。支持的货币Coinbase 和 Coinbase Pro 支持多种固定货币和加密货币。 这使它成为一个非常适合国际交易和商业往来的平台。 美元、英镑、欧元等都支持,其他大部分第一世界国家货币都支持。然而,加密货币是一个不同的例子,因为世界上有近 4000 多种加密货币。 这两个平台都支持大多数主流加密货币的交易。 此外,不同之处在于 Coinbase 支持 107 种加密货币,包括大多数主流加密货币。 Coinbase Pro 支持超过 250 种加密货币,为您提供更全面的加密货币兑换范围。安全特性Coinbase 安全功能包括:内置钱包Coinbase 和 Coinbase Pro 为您提供个人数字钱包或 coinbase 钱包,通过生物识别访问控制和 XNUMX 字恢复密码保护您的资产。 两个平台都提供相同级别的安全性。 数字钱包和 coinbase 钱包非常安全。双重身份验证Coinbase 和 Coinbase Pro 通过 SMS 或 Google Authenticator 应用程序提供双重身份验证。 这可用于登录目的和商业用途。加密保险库和冷库Coinbase 和 Pro 版是仅有的两个交易平台,可以将 98% 的加密资产离线保存在一个称为冷库的安全地方,并远离互联网黑客的监视。 两者还通过使用加密货币保险库来防止欺诈性提款,从而使用额外的保护层。 保险库是定时的,可以设置多个用户授权,如果所有预约都可以在 24 小时内完成,则任何提款请求都会被取消。 列入白名单的加密地址另一层保护是限制对可以提取您的加密货币的地址的访问。 这些地址存储在您的通讯录中,防止其他地址访问您的帐户。 此功能仅在 Pro 中可用。费用区分这两个平台的最明显特征是费用结构; 虽然 Coinbase Pro 的购买成本更高,但与更简单的 Coinbase 相比,它的费用要少得多。 接受者费用和制造者费用比 Coinbase 少得多且固定,后者提供可变的费用金额和更多的标准费用。Coinbase正如我们所看到的,在 Coinbase 上购买加密货币每笔交易收取大约 4% 的费用,这可能非常昂贵。 如果你在同一天使用信用卡买卖加密货币,这可能会花费最高价值的 9%——这是一种相对简单的费用结构。此外,Coinbase 费用在 0% 到 50% 左右,这取决于市场波动性,成本可能很高; 这也增加了不确定性的因素,这会使用户感到焦虑。 Coinbase 非常适合想要购买资金并长期持有的投资者。 换句话说,Coinbase 最适合长期投资。Coinbase Pro另一方面,Coinbase Pro 提供微薄的费用,明确针对提供固定费用系统的活跃交易者。 此外,他们使用制造商的支付结构,为用户在平台上进行的交易数量提供折扣,从而吸引更多活跃的交易者转向 Pro。当用户以快速成交的市场价格下单时,他们被认为是“接受者”并收取接受者费用,并且有“制造者”设定制造者费用。 我们可以制作一个 maker-taker 费用模型并分析总费用。 Pro 具有复杂的费用结构。易用性CoinbaseCoinbase 应用程序的设计考虑了新手加密交易者,为交易加密货币提供了一个简单的界面。 他们还有一个易于使用的 iOS 和 Android 移动应用程序,让您随时随地。Coinbase 通过简单的注册表单和验证过程即可轻松上手。 注册后,您可以关联银行账户、信用卡或借记卡以快速购买加密货币。虽然 Coinbase 是使用效率最高的平台,但 Coinbase Pro 在新兴投资者刚进入时可能看起来有些吓人,因为该设计是专业交易员的产品。此外,Coinbase 为用户提供实时价格信息、多种订单选项和最新价格图表,如果您从未进行过加密货币交易,这听起来可能让人不知所措。Coinbase Pro要注册 Coinbase Pro,您需要拥有一个有效的 Coinbase 帐户。 如果您没有,首先注册一个普通的 Coinbase 账户,然后注册一个 Coinbase Pro 账户。 您还可以关联银行帐户。 Coinbase 和 Coinbase Pro 都将使用相同的登录设置来访问任何平台。两种 Coinbase 类型都有移动应用程序。订购这两种 Coinbase 类型都可在 100 多个国家/地区使用。 但是,该平台在大多数尚未使加密货币合法化的国家/地区尚未开放。 此外,唯一的区别是平台将提供的某些特定资源不可用,如果不是为该区域提供的话。两种 Coinbase 类型都非常易于使用。 对于初学者来说,Coinbase 更好,因为它的创建仅适用于加密新手。 YouTube 视频教程和 Coinbase 网站上的视频可帮助用户接触软件并快速学习。Coinbase Pro 非常用户友好,并考虑到为用户提供最大的便利。 Coinbase Pro 为用户提供了所有同时学习和赚钱的机会。总结COINBASE币库专业版支持的加密货币:支持 107 种加密货币。支持的加密货币:支持 250 种加密货币。可用性:最适合有抱负的新手交易者。可用性:最适合专业人士和活跃的加密交易者交易范围:买、卖、换、收交易范围:买入、卖出、提现、存入、交易。 它还支持有效订单、限价订单和止损订单安全性:内置钱包、双重身份验证、冷加密存储、生物识别安全、列入白名单的地址、FDIC 保险。安全性:内置钱包、双重身份验证、冷加密存储、生物识别安全、列入白名单的地址、FDIC 保险。Coinbase 费用:0.00%-0.50% 交易费,2% 用于信用购买,2.49% 用于其他加密货币购买,包括 ATM 取款; 0.50% 用于与 Coinbase 钱包购买的对话Coinbase Pro 费用:每笔交易 0% 至 0.50%Coinbase 与 Coinbase PRO 比较结论Coinbase 与 Coinbase Pro 得出的结论是,它们在设施方面非常相似,但它们的缺点有助于区分各自的受众。 同一家公司拥有该平台,他们并没有对两者进行太多区分。Coinbase 更适合加密货币交易新手,并希望了解更多有关该技术和系统的信息。 另一方面,Coinbase Pro 适用于已经接触数字货币交易设计和技术的专业人士和活跃交易者。免责声明——所提供的信息不是交易建议。 Cryptopolitan.com 对根据本页提供的信息进行的任何投资不承担任何责任。 我们强烈建议在做出任何投资决定之前进行独立研究并咨询合格的专业人士 来源:https://www.cryptopolitan.com/coinbase-vs-coinbase-pro-difference/标签: Coinbase, 区别, 专业版, 什么是文章导航Vitalik Buterin 将如何在 SHIB 中使用 100 亿美元来对抗 COVID-19年度回顾:Coinbase 对风险投资、DeFi 投资和 NFT 的反思 新闻报道 刊登广告 订阅 隐私政策 联系我们

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深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎

深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存 - 知乎切换模式写文章登录/注册深度拆解Coinbase:从加密之王到开放式金融系统,荣耀与风险并存白泽研究院客观机遇、干货分享,Web3 前沿事件追随者。资料来源 | CBINSIGHTS整理出品 | 白泽研究院Coinbase 是美国最受欢迎的面向消费者的加密资产交易所,并且已在加密爱好者的消费/交易领域中拥有显著的知名度。2021 年 5 月,Coinbase 再次登上了苹果应用商店的榜首位置,尽管在第一名的位置上保持的时间很短,但 Coinbase 的人气飙升,并将自己定位为加密交易所中的「避风港」和「主流加密投资者的入口」。此外,Coinbase 还疯狂地追求对现有法规和执法的遵守,将业务置于法律的正确位置——这在仍迫切需要监管指导的加密行业中属于一项“巨大资产”。​这帮助 Coinbase 从一些大牌风投机构那里获得了近 5.4 亿美元的股权融资,并使该公司一跃成为“加密独角兽”。Coinbase 于 2021 年 4 月在纳斯达克上市,其直接上市开盘价为每股 350 美元,比其设定的参考价格高出 100 美元。虽然 Coinbase 以其加密资产交易业务而闻名,但它的抱负远不止帮助人们买卖加密资产。该公司的目标呼应了加密资产爱好者的最终愿景:创建一个「开放式金融系统」。不过,就目前而言,Coinbase 看起来很像传统的金融服务公司,通过收取经纪和交易费用来赚钱,还像银行一样托管用户资金,并决定哪些加密资产可以在交易平台上架。这就引出了一个问题:Coinbase 是否仍然对鼓励采用加密资产以建立新的金融体系感兴趣,还是主要致力于推动其交易业务的增加?在本文中,我们一起从 Coinbase 的战略、融资历史、产品供应、业务计划、威胁与挑战的角度深入研究 Coinbase 的运作方式,以及它在推动区块链技术方面所做的努力。Coinbase 业务的简要概括如今,Coinbase 在 100 多个国家/地区开展业务,其 21 种产品可分为 3 个主要业务线:对于个人:Coinbase、钱包、USD Coin对于企业:Prime、Commerce、Exchange对于开发者:Cloud、Connect、WalletLinkCoinbase Prime:使机构投资者能够大规模购买、存储和交易加密资产。​Coinbase Commerce:使企业可以使用 Coinbase Commerce 平台来接受加密支付。Coinbase 如何赚钱?Coinbase 在 2020 年的收入达到 13 亿美元,但与 2021 年的财务业绩相比,这一数字相形见绌。该公司仅在 2021 年第二季度就报告了 22 亿美元的收入和 16 亿美元的净收入。这笔钱来自三个不同的收入来源。首先是散户和机构投资者的交易收入。Coinbase 会收取 0.5% 到 3.99% 的交易费用,具体取决于支付类型、用户居住国家/地区、账户类型、交易价值等。2021 年第二季度,Coinbase 报告零售交易费收入为 18 亿美元,机构交易费收入为 1.024 亿美元。其次是订阅和服务收入。这 1.026 亿美元的收入包括托管费、区块链奖励、利息收入和其他类型的服务。第三个收入来源是 Coinbase 拥有的加密资产的销售。公司有时可能会将自己的资产出售给客户,并将其记录为收入。2021 年第二季度,这一收入价值近 1.95 亿美元。虽然该公司的收入仍然严重依赖零售交易费用,但它在增加其他收入来源方面取得了早期成功。例如,它在一年内将在机构投资者中(如对冲基金和家族办公室)赚取的收入从 800 万美元增加到 1.0243 亿美元。资料来源:Coinbase SEC 文件Coinbase 如何成为加密之王?Coinbase 已成为加密投资者眼中的“加密之王”,这种发展在很大程度上是受益于「加密资产演变为投资工具」。Coinbase 在安全性、法规遵从性和易用性方面的卓越表现帮助推动了用户数量的增长。推动采用虽然 Coinbase 最初承诺对加密资产的“即时支付和广泛采用”进展缓慢,但 Coinbase 正在采取措施使加密资产成为一种更容易接受的支付方式。为此,该公司与支付巨头 Visa 合作在美国、英国和欧盟推出了「Coinbase 借记卡」,可用于付款和从 ATM 中提取现金。Coinbase 在今年 6 月表示,客户现在可以将他们的 Coinbase 借记卡与 Apple Pay 和 Google Pay 相关联,以更简单地使用加密资产进行支付。合规性总所周知,加密资产在黑市中有使用历史,一开始是比特币,现在主要是一些隐私币(如 XMR 和 Zcash)。再加上加密行业的新生,所以各国的监管机构一直在努力定义、立法和对加密资产征税。Coinbase 在监管许可和合规方面投入了大量资金,从而将自己与其他交易所区分开来。Coinbase 已明确遵守各州的《货币传输法》,并且是少数持有纽约「加密资产许可证」的公司之一,获得该许可证需要花费高昂的成本。此外,Coinbase 同时在 32 个国家/地区运营其交易所,包括英国和瑞士。Coinbase 表示,它“致力于获得经营所在的国家/地区的法律许可证”。总的来说,Coinbase 对合规性的关注为投资者和监管机构提供了安全保障。与执法部门的合作同样,Coinbase 与执法部门密切合作。Coinbase 遵循严格的身份验证程序,以遵守 KYC(了解你的客户)和 AML(反洗钱)等法规,并跟踪和监控加密资产的转移。因此,Coinbase 是监管机构和执法部门破译黑市活动的福音。一些区块链跟踪公司,例如 Chainalysis,已与 Coinbase(和其他交易所)合作,协助反洗钱执法。正如美国财政部长史蒂夫·姆努钦 (Steve Mnuchin) 在最近的一次采访中所说:“如果你有一个存有比特币的 Coinbase 钱包,那么 Coinbase 与银行一样有义务了解你的身份,并且我们可以追踪你的加密资产活动。”与此同时,Coinbase 也反击了它所认为的政府过度干预。最近,Coinbase 的首席执行官布赖恩·阿姆斯特朗(Brian Armstrong)在 Twitter 上详细说明了拜登政府提议的基础设施法案(旨在对加密交易征税)将如何损害加密行业的创新,并可能“将创新推向海外”。虽然到目前为止加密资产仍然是一个基本上不受监管的领域,但该法案旨在通过将它们作为资本收益和损失征税,类似于股票交易,对加密货币交易实施更严格的税收。该条款预计将在未来十年为政府带来 280 亿美元的收入。众多投资机构的支持虽然 Coinbase 在上市的第一天就达到了 1000 亿美元的目标估值,但其 2021 年 9 月的市值为 540 亿美元。为了证明其最初的估值是合理的,Coinbase 将不得不击败竞争对手并成为世界上最大的加密交易所。回顾过去的投资者,Coinbase 吸引了众多的风投机构和企业。自 2012 年以来,Coinbase 总共通过 15 次股权融资筹集了近 5.4 亿美元(包括其种子轮融资)。知名风险投资者——联合广场风险投资公司和 A16z 很早就进入其中,并继续参与到该公司的其他融资轮次中。2015 年 1 月,纽约证券交易所和 USAA 等大型金融机构成为该公司 7500 万美元 C 轮融资的一部分。根据纽约证券交易所的新闻稿,C 轮融资将帮助“ Coinbase 学习「纽约证券交易所」的全球分销能力和扩张的专业知识。”Coinbase 于 2021 年 8 月通过与三菱日联金融集团(此前投资 Coinbase)的合作打开了在日本开展业务的渠道,三菱日联金融集团是一家在日本拥有 4000 万客户的银行集团。Coinbase 为该银行用户提供 5 种加密货币——比特币、以太坊、莱特币、恒星币和比特币现金,并计划增加更多的可在日本交易的加密资产。Coinbase的未来之路尽管如此,问题仍然存在:Coinbase 是简单地从加密市场牛市中获利,还是建立在对「开放式金融体系」的最初愿景之上?扩张战略Coinbase 的首席执行官布赖恩·阿姆斯特朗 (Brian Armstrong) 最近表示,该公司的核心使命是“增加世界的经济自由度”。为了实现这一使命,Coinbase 将执行“三管齐下”的扩张战略,将加密资产的定位升级为「投资工具、新的金融系统和应用程序平台」。“三管齐下”战略,将在未来 5 年以上指导公司。该战略基于三个支柱:加密资产作为一种投资。加密资产交易仍然是 Coinbase 的核心业务,并且计划以更快的速度向其平台添加新的加密资产。Coinbase 还将为专业交易者提供类似于传统市场的复杂交易工具。同时,Coinbase 计划继续扩展到目前尚未运营的国家/地区。加密资产作为一种新的金融系统。Coinbase 将开发新产品,帮助加密货币持有者访问 DeFi 领域。加密资产作为应用程序平台。Coinbase 认为,加密创新不仅限于 DeFi,该公司还将帮助其用户发现新的加密应用程序,并将通过 Coinbase Ventures (Coinbase 的投资机构)为应用提供资金。收购加密初创公司,为己所用自 2018 年初以来,Coinbase 已收购了 19 家加密初创公司,总数达到 21 家。这些收购有助于 Coinbase 执行其扩张战略。例如,在 2021 年 8 月,Coinbase 收购了 Zabo,这是一家账户聚合初创公司,使用户能够在 Coinbase 应用程序中查看第三方账户的余额和交易历史记录。Zabo 的 API 可以从多个加密交换、协议和钱包中提取数据。Coinbase 还在2021 年收购了 Skew。这家总部位于英国的加密初创公司提供了一个可实时跟踪和加密市场可视化的平台,并帮助 Coinbase 进一步改进向机构投资者提供的产品。2019 年,Coinbase 收购了加密初创公司 Neutrino ,该公司旨在简化映射和跟踪加密交易的过程,这使 Coinbase 能够防止盗窃并调查勒索软件攻击。由于 Coinbase 希望使其收入来源多样化并减少对散户投资者交易费用的依赖,我们很可能会在未来几年内看到更多的收购新闻。大规模投资加密公司,甚至不放过竞争对手Coinbase Ventures (CV) 是 Coinbase 在 2018 年推出的风险投资机构。截至 2021 年 8 月,CV 已投资了 150 多家公司,并且是 2021 年上半年第三活跃的风险投资机构。正如预期的那样,大部分投资都是针对一系列加密初创公司的,包括:Taxbit:一种用于自动支付加密税的工具Zora Labs:加密市场Arweave:提供数字存储服务Opensea:目前最大的 NFT 市场除此之外,为了获得未来可能挑战其核心交易所产品的空间,Coinbase 还投资了许多 DeFi 公司,如 Vega、Saddle、Uniswap等,也投资了一些与其产品类似的中心化交易所,如 Pintu、Bitso 和 CoinDCX。Coinbase 的总裁兼首席运营官 Emilie Choi 表示,投资于竞争对手是联合创始人布赖恩·阿姆斯特朗大力支持的一项政策。挑战与风险同样的,Coinbase 在扩张的同时也面临着来自许多交易业务参与者以及新兴去中心化交易所的竞争。同行间竞争Coinbase 面临着来自许多合法加密交易所的直接竞争。Bitfinex、Bitstamp、Kraken 和 bitFlyer 是 Coinbase 的主要竞争对手,还有像 Robinhood 这样的传统经纪公司(现在支持除夏威夷和内华达州以外的美国所有州的加密资产交易)。同时,Coinbase 也将加密交易业务扩展到了全球 42 个国家/地区,包括美国、加拿大、印度、巴西和韩国。因此,该公司现在也与交易量最大的交易所「币安」竞争。(币安的日交易量高达 250 亿美元)另一个竞争角度来自去中心化交易所。虽然去中心化交易所的技术含量更高且更难使用,但它实际上没有中心攻击点,因此提供了更高的安全性。尽管如此,与主要的中心化交易所相比,交易量还是有限的,Coinbase 可以在更长的时间范围内应对该威胁。Coinbase 在数字资产托管领域也面临着如 Gemini、BitGo、PAXOS 和 NYDIG 等的托管竞争对手。市场风险与加密投资者一样,Coinbase 也会面临着来自加密市场的风险。交易所特别容易受到市场需求的影响。如果市场低迷,Coinbase 的收入可能会急剧下降。其次,如果监管打击导致市场资产逃离并换回法定货币,那么 Coinbase 可能面临流动性问题。换句话说,大规模抛售可能会导致很难找到买家。此外,加密市场的大规模抛售也将对 Coinbase 的多个业务线产生负面影响。例如,用户质押的加密资产的收入将减少,使用抵押借贷或使用 Coinbase 钱包的理由也会减少,而机构投资者在使用加密资产来分散其投资组合方面可能会变得更加保守。监管风险自成立之初,Coinbase 就在致力于与监管机构建立良好的关系,并且这些努力也得到了回报。但监管优势也会伴随着风险。法律可能会改变,因为立法程序很难会受到影响。例如,Coinbase 和整个加密社区无法影响参议院更改基础设施法案,这可能会迫使钱包开发商、应用开发者和矿工因交收而远离美国。美国证券交易委员会 SEC 也对 Coinbase 造成了打击。美国证券交易委员会警告 Coinbase,其提议的加密借贷产品会允许用户通过抵押加密资产赚取利息,这存在安全风险。作为回应,Coinbase 推迟了该产品的发布。另外,其他对加密资产友好的国家也在制定新的加密法规,但是对 Coinbase 的影响尚未公布。例如,欧盟委员会正在制定一项立法,旨在为欧盟的加密资产发行商和服务提供商建立规则。思考性总结面对上述挑战,Coinbase 继续扩展其核心业务并探索更广泛的机会,例如,建立 NFT 市场市场;为了对冲其他交易所,Coinbase 计划添加对更多加密资产的支持。这样做不仅会充实公司的收入,也将允许更加庞大的用户群体探索加密/区块链技术的应用创新。随着 Coinbase 于 2021 年 4 月上市,该公司现在加速扩张所需的资源和专业知识。但实现其目标不仅需要处理好加密市场,还需要与世界各地的监管机构和立法者建立沟通渠道。随着加密/区块链技术的发展势头越来越好,加密行业让政策制定者参与其中变得越来越重要。Coinbase 的故事也反映了整个加密行业。比特币和其他几种主要的加密资产更接近主流采用,但尚未达到加密爱好者希望的地位。Coinbase 应更加了解其当前和未来的地位,并努力寻找在保持交易业务主力地位的同时,让整个加密行业更加蓬勃的解决方案。风险提示:根据央行等部门发布的《关于进一步防范和处置虚拟货币交易炒作风险的通知》,本文内容仅用于信息分享,不对任何经营与投资行为进行推广与背书,请读者严格遵守所在地区法律法规,不参与任何非法金融行为。编辑于 2021-10-25 15:39加密/解密Coinbase金融学​赞同 1​​添加评论​分享​喜欢​收藏​申请

Coinbase vs. Coinbase Pro: What's the Difference?

Coinbase vs. Coinbase Pro: What's the Difference?

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Coinbase vs. Coinbase Pro: What's the Difference?

By

Joe Cason

Published Nov 17, 2021

Whether you're a crypto novice or expert, here we'll take a look at the differences between Coinbase and Coinbase Pro.

If you’re a Coinbase user, you might have noticed that there are two types of accounts you can have–a regular one or the Pro one. Some newer users might not know the difference between the two and if a professional account would be better for you.

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Here, we'll take a look at each of the platforms, and then break down the differences between them.

What Is Coinbase?

Coinbase is a website that allows you to buy, sell, and trade cryptocurrency quickly and securely using its website or one of its mobile apps. As one of the most popular cryptocurrency trading platforms, you will find most tokens available on the website.

The platform makes trading cryptocurrencies easy, as you can quickly and easily purchase coins and tokens with your debit card, bank account, or PayPal account.

Many people who get started with cryptocurrency don’t know where to begin, and Coinbase makes it easy for you to get started.

If you ever want to sell your investments, Coinbase lets you do that and gives you the fee upfront, so you know exactly how much you would make if you sold then. With many available trading options, you can also trade one coin for another coin without hefty fees.

Related: The Biggest Companies Where You Can Spend Your Bitcoin

If you are new to cryptocurrency, Coinbase will show you the basics and even allow you to earn free cryptocurrency as you educate yourself on the different types of cryptocurrency and take quizzes.

What Is Coinbase Pro?

Coinbase Pro is known as a Digital Asset Exchange that allows you to trade cryptocurrency using advanced charts.

Made for experienced investors and advanced users, Coinbase Pro allows you to make high—value orders and also allows users to trade using stop and limit orders.

Coinbase Pro supports most major cryptocurrencies and allows fast deposits using your bank account. With some transactions having a 0 percent fee, Coinbase Pro is chosen by most investors doing large transactions to save on fee cost.

Related: Cryptocurrency Terms Explained: Every Crypto Definition You Need

Coinbase Pro also allows trading of some cryptocurrencies before Coinbase offers them. For those with businesses that would like to accept cryptocurrency, Coinbase Pro has API integration, so you can keep your cryptocurrency balance all in one place.

What Is the Difference Between Coinbase and Coinbase Pro?

The main difference between Coinbase and Coinbase Pro is that Coinbase is more for personal use and Coinbase Pro is for business use. However, experienced traders still prefer Coinbase Pro due to its advanced charts and lower transaction fees.

For example, Coinbase charges a 0.50 percent fee for each transaction, with an additional 1.49 percent fee for some bank transfers. Coinbase Pro has no fee for many bank transfers, and the highest fee Coinbase Pro charges is 0.50 percent.

Coinbase Pro also has access to charts that standard Coinbase users don’t have. While some people may see this as a plus, it does mean that Coinbase is much easier to use than Coinbase Pro.

Related: Avoid These Big Mistakes When Investing in Crypto

Coinbase also has learning tools that Coinbase Pro doesn’t have. Coinbase Pro does have an API feature that makes accepting cryptocurrency on your website easier. However, the more involved you get with the API, the more complicated things can get.

Which Coinbase Option Should You Use?

Beginner users would do much better on Coinbase. Sometimes, simplicity and ease of use are worth a few dollars in transaction fees if you’re just buying or trading a few hundred dollars worth of cryptocurrency. Also, many users don’t need the advanced charts.

If you're a business or experienced crypto investor, you should consider taking on Coinbase Pro and learning how it works, as there is a learning curve. Also, experienced non-crypto investors might feel more at home on the Coinbase Pro website, with its advanced chart analysis and professional trading features.

Related: How to Protect Your Coinbase Account With Two-Step Verification

Pro users also enjoy minimal fees and fast bank transfers, making it easy to get your cryptocurrency quickly and securely from a nationally recognized platform. If you intend to invest over $1000, Coinbase Pro will save you money.

If you can’t make up your mind, don’t worry! Once you've signed up for Coinbase, you can log into Coinbase Pro with the same username and password. It also works the other way round.

Choosing the Right Version of Coinbase

In short, businesses and experienced investors will enjoy the perks of Coinbase Pro. Beginner users, while more expensive in fees, would do better on the standard Coinbase.

Luckily, it’s the same company, and upgrading from the standard version of Coinbase to the Pro version in the future is easy.

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Coinbase vs. Coinbase Pro: Which Is Right for You?

15 mins

By Alex Lielacher

2 January 2024, 19:18 GMT+0000

Fact Checked

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May Woods

2 January 2024, 19:22 GMT+0000

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As products of Coinbase Global, Coinbase and Coinbase Pro enable easy access to cryptocurrencies.  However, they present distinct choices. While the former prioritizes simplicity for beginners, the latter caters to professional traders seeking advanced trading tools. This Coinbase vs. Coinbase Pro guide will explore other critical distinctions between the two products. The aim is to help you determine which best suits your crypto approach.

Do note, though, that as of June 2022, Coinbase Pro began migrating into a new platform, Advanced Trade. It has stopped onboarding new customers but continues to serve current ones, yet to make that switch. This replacement is an upgrade of its predecessor’s extensive capabilities.

In this guide:What is Coinbase? Coinbase at a glanceWhat is Coinbase Pro? What is Coinbase Advanced Trade?  Coinbase vs. Coinbase Pro: FeaturesHow does Coinbase work?How does Coinbase Pro work?Pros and cons of using CoinbasePros and cons of using Coinbase ProCoinbase vs. Coinbase Pro: Qualities and featuresStaking on CoinbaseHow do the Coinbase services complement each other?Similarities between Coinbase and Coinbase ProDifferences between Coinbase and Coinbase ProHow will the phasing out of Coinbase Pro impact trading on Coinbase?Coinbase vs. Coinbase Pro: A comparative glanceCoinbase vs. Coinbase Pro: A battle of trading preferencesFrequently asked questions

What is Coinbase? 

Coinbase is a leading cryptocurrency exchange founded in 2012 by Brian Armstrong and Fred Ehrsam. Based in San Francisco, it has emerged as one of the world’s largest regulated trading venues for crypto assets, with over 50 million users globally. 

Its beginner-friendly interface has become popular for quickly buying, selling, converting, and storing major digital currencies. The firm was the first crypto entity publicly listed on Nasdaq in 2021.

Coinbase at a glance

Crypto exchange & lending platform

www.coinbase.com

Explore platform

Availability

100+

Crypto supported

240+

Trading fees

0%-0.001% for stable pairs | 0%-0.4% maker & 0.05%-0.6% taker for the rest

Sign up bonus

Up to $200 for the U.S.

What is Coinbase Pro? 

Coinbase Pro is a more advanced cryptocurrency trading platform owned by Coinbase Global Inc. that caters to active investors and professional traders. The crypto exchange was launched in 2015 as Coinbase Exchange before being rebranded to GDAX in 2016 and changed to Coinbase Pro in 2018. 

Its offerings include advanced charting tools, a streamlined trading interface, and sophisticated order types. It also supports automated orders and access to liquidity sources, supplying deeper market coverage. Tailored more for trading than long-term holding, it charges significantly lower trading fees, especially for high-volume users.

What is Coinbase Advanced Trade?  

Coinbase Advanced Trade is a premium trading feature that replaced Coinbase Pro. Like its predecessor, it caters to more active crypto traders with advanced functionality. It has sophisticated order options, TradingView-powered dynamic charting tools, market analysis overlays, and portfolio integrations across the Coinbase ecosystem.

Coinbase vs. Coinbase Pro: Features

Both Coinbase and Coinbase Pro have specific attributes that characterize them. Here we look at some of their salient features:

Coinbase unique features

The platform boasts several unique features that set it apart from other cryptocurrency exchanges:

Beginner-friendly platform: Prioritizes user experience with a simple interface, educational resources, and automated features like recurring buys. This makes it easy for newcomers to navigate the crypto world confidently.

Earn crypto: Coinbase offers various ways to earn crypto. Users can participate in rewards programs to learn about specific coins or stake a range of assets.

NFT marketplace: The exchange has its own native NFT marketplace, allowing users to trade NFTs directly.

Educational resources: The platform provides a wealth of educational resources, including articles, videos, and tutorials, to help users learn about cryptocurrency and make informed investment decisions. 

Coinbase Pro unique features

 Here are some of the unique features that set Coinbase Pro apart from standard Coinbase:

Advanced trading interface: Coinbase Pro features a much more robust and highly customizable trading platform with interactive charts, technical indicators, depth charts, order forms, and real-time asset pricing. 

Lower fees: Coinbase Pro employs a scaled fee model based on 30-day trading volumes that charges between 0.00% and 0.60% for makers and takers compared to standard Coinbase’s higher simple card purchase fees. 

Margin trading: Coinbase Pro enables crypto trading with borrowed funds (margin). By allowing leverage in addition to capital, margin trading provides greater buying power. So, traders can put on larger positions to amplify gains or losses from market moves.

API integration: The platform offers an application programming interface (API) to facilitate third-party or custom-built trading tools to automate certain features. Users can build, backtest, or automate strategies leveraging Coinbase Pro’s API capabilities.

How does Coinbase work?

To use Coinbase, users first create an online account by providing an email and password. They can then connect a payment method like a bank account, credit card, or debit card to fund their account wallet. 

Once deposited, users can place market orders to buy crypto at the going market rate. Alternatively, they can set limit orders, allowing them control over the entry price. The purchased coins are stored in the user’s Coinbase account wallet to hold, send to other wallets, or trade further. 

When selling, users choose which asset wallet to liquidate and enter the fiat amount or quantity of crypto they wish to trade. Coinbase converts the coins to dollars and deposits cash back to the connected bank account.

The user-friendly interface and deep liquidity make it easy to execute trades with competitive pricing relative to peers. Regulatory compliance also boosts platform security and trust. This combination underpins Coinbase’s popularity as a mainstream gateway into crypto investing.

How does Coinbase Pro work?

To access it, users must first set up a Coinbase account and then upgrade to Coinbase Pro. Once enabled, users have a suite of sophisticated tools for their crypto trades. This crypto exchange facilitates trading across 500+ crypto pairs, including Bitcoin and different altcoins, against major fiat currencies and stablecoins.

CoinbasePro packages pro-grade trading tools with compliance assurances, reduced fees, and connection to regular Coinbase accounts into one platform. This way, it appeals to hobbyist day traders, investment funds, and anyone seeking advanced cryptocurrency trading capabilities. 

Pros and cons of using Coinbase

 Here are some of the main pros and cons of using Coinbase:

Pros:

Easy to use interface — Coinbase is designed with simplicity, ideal for beginners starting in crypto trading. It is a very intuitive site and app.

High liquidity — As one of the largest exchanges globally, Coinbase provides fast trades and steady pricing on major crypto assets. Spreads are competitive.

Compliance and insurance — Coinbase adheres to regulations safeguarding a degree of assets in segregated cold storage accounts. It remains breach-free to date.

Variety of payment methods — Users can fund accounts and cash out proceeds using bank accounts, debit cards, and more convenient transfer options.

Educational resources — Their blog and guides offer ample content for understanding cryptocurrency basics concepts and news.

Cons:

High baseline fees compared to rivals — Basic crypto-to-crypto conversions carry over a 2% transaction fee.

Historical support delays —- Their customer support channels have seen backlogs during high inquiry periods, resulting in very slow responses.

Limited available assets — While expanding, Coinbase supports fewer cryptocurrencies than the 2,000+ offered on the largest global platforms.

Platform outages during volatility — Excessive traffic has sometimes made Coinbase temporarily unavailable, especially during significant price swings.

Pros and cons of using Coinbase Pro

 Here are the main pros and cons of using Coinbase Pro:

Pros:

Lower trading fees at scale — Coinbase Pro uses a volume-based fee structure, so aggressive active traders benefit from lower maker and taker fees ranging from 0% to 0.60% with enough volume.

Advanced trading capabilities — Robust charts, indicators, and order functionality accommodate high-frequency traders completing complex strategies, including derivatives. 

Superior liquidity — By pooling liquidity sources from its retail arm, over-the-counter desks, and external venues, Coinbase Pro ensures reliable trade execution even during volatility.

Streamlined usage — Intuitive interface centrally combines trading, portfolio tracking, risk visualizations, funding management, and API access for operating seamlessly. 

Cons:

Complexity – beginners will find mastering this trading platform a steep learning curve.

It is custodial – Coinbase Pro controls your private keys, denying you the autonomy cryptocurrencies seek to give their holders.

Charges higher fees compared to competitors – Though Coinbase Pro sets low fees compared to Coinbase, it charges relatively higher than competing exchanges.

Coinbase vs. Coinbase Pro: Qualities and features

Ease of use

Coinbase sets the standard for simplicity and intuitive design in crypto trading. It has an effortless onboarding process and a clean dashboard for managing crypto investments. These features suit those seeking a beginner-friendly user experience for buying and selling cryptocurrencies.

Meanwhile, Coinbase Pro offers robust tools for active trading yet carries a much steeper learning curve. Its diverse charting tools, order types, and data analysis features make it suitable for experienced crypto traders but may be overwhelming for first-time crypto traders. Thus, it is a better choice for the sophisticated investor.

Coinbase vs. Coinbase Pro: Security

Both Coinbase and Coinbase Pro uphold robust security standards expected of any financial service provider. As they are interconnected, they implement similar security measures, including: 

Two-factor authentication (2FA)

The platforms require users to secure their accounts with two-factor authentication. Besides their passwords, users must enter a unique code sent either to their authenticator app or phones via text. This feature prevents breaches from stolen credentials alone.

Cold storage and crypto vaults

The cryptocurrency trading platforms store 98% of their funds offline to mitigate hacking and other cyber threats. This use of cold wallets makes user deposits inaccessible to bad actors. Again, they offer users crypto vaults connected to their accounts. These support multi-signature authentication, adding an extra layer of protection to holdings.

FDIC Insurance

The two also provide FDIC protection for their users’ USD-denominated hot wallets. In keeping with the US banking industry’s practices, the company insures up to $250,000 of every user’s funds.

Whitelisting crypto addresses

Coinbase and Coinbase Pro also allow users to whitelist approved crypto withdrawal addresses, restricting crypto destinations for enhanced security. As such, no one can easily steal your funds even if they access your account illegally.

Password management

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Furthermore, the two assure you of the safety of your password on their databases. That’s because they hash it using the bcrypt algorithm. Not even Coinbase can decrypt that hash to reveal the underlying phrase.

Account lock 

Coinbase and Coinbase Pro can institute account locks if they flag suspicious activity. These locks will require mandatory resets to regain access. Users can also proactively freeze accounts if they feel compromised. 

Risk mitigation

Besides, the security teams of the two platforms audit them for vulnerabilities. They conduct stress tests in anticipation of deficiencies and draw contingency plans in case of those happening.

Enhanced account protection

Aware of the growing threat of credential stuffing, the crypto platforms monitor the darknet markets for data breaches. That way, they can identify if your account is vulnerable to attack and inform you of the same. Their security teams will also lock your account if they confirm it is under threat.

Coinbase vs. Coinbase Pro: Cryptocurrencies offered

Regarding supported digital assets, few exchanges parallel the breadth offered by Coinbase and Coinbase Pro. The duo furnishes individual and institutional traders access to over 250 cryptocurrencies. Investors can tap into the same spectrum of crypto assets across them.

And they’re not just familiar names either. Beyond leading digital assets like Bitcoin and Ethereum, users can trade other coins and tokens, making inroads across blockchain niches. Both are continually expanding their scope, regularly admitting new assets.

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Coinbase vs. Coinbase Pro: Custody

Both exchanges are custodial by design. That means they hold your private keys. However, Coinbase Pro users can link compatible hardware wallets to their accounts through the platform’s API keys. This way, they can have more control of their funds.

Coinbase vs. Coinbase Pro: Staking and rewards

Coinbase offers a staking service for select cryptocurrencies, including Ether, Algorand, Tezos, Cosmos, and Cardano. To participate, clients must hold a minimum balance in the chosen cryptocurrency. The trading platform handles the technical aspects of staking and retains some earnings as compensation.

Staking on Coinbase

Crypto exchange & lending platform

www.coinbase.com

Start staking now

Earn up to

10% APY

Stakable assets

15+

Funding methods

Crypto, wire transfer, debit card

Coinbase Pro, on the other hand, does not currently offer a staking rewards program.

Coinbase vs. Coinbase Pro: Customer support

While Coinbase and Coinbase Pro provide a wide range of resources and functionalities, customer support remains an area for improvement. Both platforms primarily rely on self-service options, including comprehensive online knowledge bases and FAQs.

However, direct customer support channels like phone and live chat are currently unavailable.

For personalized assistance, users can submit email requests. Even with this provision, response times may vary. So, managing your expectations concerning immediate resolution of matters is important.

Coinbase vs. Coinbase Pro: Fees

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Both of Coinbase’s exchange offerings employ a dynamic maker-taker fee schedule. This tiered system incentivizes liquidity provision and rewards high-volume traders. A taker is any user whose order is immediately filled against existing orders in the order book. Takers pay a taker fee.

Conversely, a maker is a user whose order is placed on the order book and awaits matching with another order. Makers contribute to market liquidity and pay a maker fee, typically lower than the taker fee.

Here’s a breakdown of Coinbase’s maker-taker trading fees:

Pricing Tier (30-day volume)Taker feeMaker feeLess than $10,0000.60%0.40%$10,000 to $50,0000.40%0.25%$50,000 to $100,0000.25%0.15%$100,000 to $1,000,0000.20%0.10%$1,000,000 to $20,000,0000.18%0.08%$20,000,000 to $100,000,0000.15%0.05%$100,000,000 to $300,000,0000.10%0.02%$300,000,000 to $500,000,0000.08%0.00%Over $500,000,0000.05%0.00%

Besides these marker-taker fees, Coinbase users attract extra charges.

Using a USD wallet will set you back 1.49% of the transaction value. Similarly, you’ll pay $3.99 for using your credit card on the platform. However, bank transfers are free, while inbound wire transfers will knock you back $10 compared to $25 for outbound ones. On top of those, you’ll draw a 2% crypto conversion fee.

Coinbase vs. Coinbase Pro: API access

Coinbase Pro has API support. Through this feature, its account holders can integrate third-party apps to integrate with their accounts, enhancing functionality. However, that is not the case with its basic counterpart.

Coinbase vs. Coinbase Pro: Wallets

By design, Coinbase and Coinbase Pro use custodial wallets to store cryptocurrency. This implies that a third party, in this case, Coinbase Global Inc., holds the private keys to your digital assets. This approach offers convenience and security, but users relinquish direct control over their private keys.

If you maintain accounts on both platforms, you’ll have separate custodial wallets — one for each platform. However, an internal transfer mechanism facilitates the transfer of funds between them.

Coinbase also provides a free, non-custodial hot wallet option, Coinbase Wallet. This downloadable app, available for smartphones and as a Chrome extension, grants users complete control over their private keys. While offering greater autonomy, hot wallets present an element of increased user responsibility for securing private keys.

How do the Coinbase services complement each other?

Coinbase unifies essential functions across its various cryptocurrency platforms, delivering consistent experiences. Users can access all accounts with the same login credentials and seamlessly move crypto freely between products without extra fees. 

The apps also share security protocols, reward programs, supported coins, and pricing data. This prevents issues like price conflicts or coverage gaps. It also means staking rewards and referral bonuses earned anywhere apply account-wide.

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Ultimately, Coinbase ties the solutions together despite catering to different users. It emphasizes learning and retaining users within its suite of tools matching any investor’s needs.

Similarities between Coinbase and Coinbase Pro

Coinbase and Coinbase Pro share key similarities, which include:

Security: Both offer top-notch security, with 98% of funds in cold storage and advanced fraud prevention measures.

Currencies: Access to a wide range of cryptocurrencies, currently over 260, allowing diversification and exploration.

Regulation: Both are regulated exchanges, ensuring compliance and consumer protection.

Insurance: Assets are insured against loss of funds or unauthorized access, providing peace of mind.

Basic functionalities: Both allow buying, selling, and storing cryptocurrency, catering to different levels of engagement.

Differences between Coinbase and Coinbase Pro

Coinbase and Coinbase Pro cater to distinct user profiles within the crypto trading landscape.

Coinbase: Designed for simplicity and ease of use, featuring a streamlined interface, limited order types, and higher, spread-based fees. Ideal for entry-level investors making occasional purchases. Offers basic educational resources and a smaller selection of cryptocurrencies.

Coinbase Pro: Tailored for experienced traders, offering advanced charting tools, multiple order types (including limit and stop-loss), and significantly lower fees based on trading volume. It is ideal for active traders seeking greater control and execution precision. Features margin trading, API access, and a more comprehensive range of cryptocurrencies.

How will the phasing out of Coinbase Pro impact trading on Coinbase?

The phasing out of Coinbase Pro is likely to have a positive impact on trading on Coinbase, with the following key benefits:

Increased trading pairs: Users can access 200+ additional crypto pairs, expanding trading opportunities.

Staking rewards: The upgrade introduces a new option to earn up to 6% APY on certain crypto assets, offering a passive income stream.

Volume-based fees: Fees remain competitive and adjust based on trading volume, benefiting high-volume traders.

Coinbase vs. Coinbase Pro: A comparative glance

CoinbaseCoinbase ProOverall featuresSimple interface, educational resources, automatic purchases, margin trading (limited), NFT marketplaceAdvanced charting, margin trading, order book, API access, staking (limited), customizable alertsFeesSpread-based (higher for smaller trades), maker/taker fees (lower for high volume)Maker/taker fees (lower for high volume), spread-based for market ordersMobile appYes, with basic trading and portfolio featuresYes, with advanced charting, order book, and trading toolsSupported CryptocurrenciesOver 260Over 260Buy/deposit methodsBank transfer, credit/debit card, ACH, PayPal, Apple PayBank transfer, ACH, wire transfer, cryptoWithdrawal methodsBank transfer, ACH, PayPalBank transfer, ACH, cryptoOrder typesMarket, limit (limited), recurringMarket, limit, stop-limit, stop-loss, trailing stop, market buy and sell (limit only)Suitable forBeginner and casual investors, long-term holdersExperienced and active traders, institutional investors

Keep in mind:

Fees may vary depending on location, payment methods, and trading volume.

Some features, like margin trading and staking, are subject to eligibility requirements.

This table provides a general overview and may not reflect all available features and options.

Coinbase vs. Coinbase Pro: A battle of trading preferences

The answer to which is better, Coinbase vs. Coinbase Pro, boils down to individual trading needs. Whereas the former suits beginners with its user-friendly interface, the latter caters to advanced traders seeking lower fees and robust features. Whether you prioritize simplicity or sophistication, you must align your choice with the demands of your crypto journey. The right platform is the one that seamlessly fits your unique trading preferences. 

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Frequently asked questions

Should I have Coinbase or Coinbase Pro?

It depends on your level of experience and trading needs. Coinbase is more user-friendly for beginners, while Coinbase Pro offers advanced features for experienced traders. Note that as of June 2022, Coinbase Pro began migrating into a new platform, Advanced Trade.

Is Coinbase Pro better than Coinbase?

It depends on your trading preferences. Coinbase Pro generally offers lower fees and more advanced trading features, while Coinbase is more straightforward and more suitable for beginners. You must align your choice with the demands of your crypto journey. The right platform is the one that seamlessly fits your unique trading preferences. 

Why is trading disabled on Coinbase Pro?

Coinbase announced that it would sunset Coinbase Pro to replace it with Coinbase Advanced Trade. Check the platform’s status and announcements for updates. The platform stopped onboarding new customers but continues to serve current ones. This replacement is an upgrade of its predecessor’s extensive capabilities.

Can Coinbase Pro be trusted?

Generally, Coinbase Pro is considered a reputable and trustworthy platform. Using strong security measures and staying informed about the platform’s policies is always advisable.

Is Robinhood better than Coinbase?

This depends on individual preferences. Robinhood is known for its user-friendly interface, while Coinbase and Coinbase Pro cater to a broader range of cryptocurrency enthusiasts with more features.

Is it safe to use Coinbase?

Coinbase has implemented security measures and is considered safe, but users should follow best practices, such as enabling two-factor authentication and keeping security credentials secure.

Can Coinbase freeze my account?

Coinbase can restrict or freeze accounts for security or compliance reasons. Understanding and adhering to their terms of service is crucial to avoid issues. Ensure you have KYC’d sufficiently.

How do I convert Coinbase to Coinbase Pro?

Once you have successfully created your Coinbase account and Coinbase Pro account, link the two accounts. After linking, transfer from Coinbase to Coinbase Pro.

How can existing users migrate from Coinbase Pro?

No. Coinbase Pro transitioned to Advanced Trade; thus, transfers from Coinbase.com to Pro are no longer available. COinbase Pro has stopped onboarding new customers but continues to serve current ones who are yet to make that switch. This replacement is an upgrade of its predecessor’s extensive capabilities.

Why should I use the Coinbase wWllet?

The Coinbase Wallet provides additional security and control over your private keys. It’s suitable for users who want to manage their cryptocurrency keys. The non-custodial wallet is easy to use, supports numerous cryptos, and integrates seamlessly with the CEX.

Which cryptocurrency exchange should you choose?

The choice depends on your trading experience, preferences, and the features you need. Beginners prefer Coinbase, while more experienced traders may opt for Coinbase Pro.

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Alex Lielacher

READ FULL BIO

Alex Lielacher is the founder & CEO of Rise Up Media, a content marketing agency that works with a range of bitcoin businesses. He first came across bitcoin in 2011 and has worked full-time in the cryptocurrency industry since 2016.

Alex started his career in the banking industry in London, working in bond trading and sales. After a little over half a decade, he swapped his seat on the trading floor for a spot in cafés around the world, where he started his career as a freelance...

Alex Lielacher is the founder & CEO of Rise Up Media, a content marketing agency that works with a range of bitcoin businesses. He first came across bitcoin in 2011 and has worked full-time in the cryptocurrency industry since 2016.

Alex started his career in the banking industry in London, working in bond trading and sales. After a little over half a decade, he swapped his seat on the trading floor for a spot in cafés around the world, where he started his career as a freelance...

READ FULL BIO

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With cryptocurrencies making waves globally, many people now look for ways to convert their fiat currencies into popular cryptos like Bitcoin, XRP, Ethereum, etc., on different crypto exchanges. Today, more than 300 crypto exchanges are available, and it can be daunting to know which to choose. One of the most popular exchanges with over a million users is the Coinbase exchange. This guide will take a detailed look at Coinbase vs Coinbase Pro; exploring their similarities, differences and ultimately explore which of the two might be best, depending on the investor’s needs. So let’s dive in.

What is Coinbase?

ProsCons• Very high liquidity• User-friendly interface• A good variety of altcoins• High trading fees when compared to Coinbase pro• User doesn’t control wallet keys• Fewer payment options

Coinbase was created in 2011 by Brian Armstrong; it is a user-friendly crypto exchange for trading and storing cryptocurrencies like Bitcoin, Ethereum, and XRP. The platform aims to create an open financial system for the world. This crypto exchange platform also offers custodial accounts for financial institutions.  It is a licensed cryptocurrency exchange that supports all U.S. states except Hawaii, and it has high liquidity.

Visit Coinbase

Coinbase Review

Coinbase has fewer payment options than Coinbase Pro. Furthermore, users don’t have control over their tokens’ private keys; instead, the exchange controls it. Coinbase has higher transaction fees of 1.49% on transactions made using a bank account and 3.99% on debit and credit card transactions.  Also, it doesn’t have as many altcoins as some other exchanges have.

Coinbase has higher transaction fees thank Coinbase Pro

What is Coinbase pro?

ProsCons• Low trading fees• Better features• High volume and liquidity• Only suitable for advanced traders• Not offered in many regions as Coinbase• An overwhelming interface that can be cumbersome for newbies

Coinbase has a simple on-ramp to cryptocurrency investments for novice users, but Coinbase Pro offers a more robust trade experience.

Users can buy cryptocurrencies by means of market orders that have high trading fees compared to other crypto exchanges. With that in mind, Coinbase decided to create a platform (Coinbase Pro) for its experienced users to be practical in their trades. Coinbase Pro allows its users to place stop limits, market, and stop orders with low trading fees. Users can save and invest in their cryptocurrencies.

Furthermore, Coinbase Pro offers its users margin trading of up to 3x on USD pairs, and it has better charting abilities. Users can use overlays like Exponential Moving Averages (EMA) and line charts.

Even though the standard Coinbase exchange is a medium to understand how crypto-trading works, Coinbase Pro has more advantages, and is better for traders who want to invest and trade at low trading fees.

Coinbase Pro offers margin trading

Coinbase vs Coinbase Pro: Main Differences and Commonalities

When comparing any cryptocurrency exchanges, doing a fair amount of research is imperative. Knowing what distinguishes one platform from the other and common features between the two will help narrow down one’s choice.

Differences

One of the main advantages Coinbase has when it comes to Coinbase vs Coinbase Pro comparison is the fact that it caters to beginners and first-time buyers in the crypto-space.  Nevertheless, it is a platform for everyone (both beginner and experts) to trade cryptocurrencies easily. When compared to its Pro counterpart, Coinbase has a simpler interface and offers fast transaction time for verified accounts with a high percentage fee.

On the other hand, Coinbase Pro caters to more experienced users.  The platform is an insure-backed digital asset exchange. Furthermore, Coinbase Pro has a more complex interface, which might be worth learning how to navigate, since it offers lower trading fees and a better range of cryptocurrencies, pairs, and margin trading. There are commonalities and differences when it comes to Coinbase vs Coinbase Pro comparison. Let’s take a quick look at them.

Commonalities

Coinbase owns Coinbase Pro and both platforms are used for trading cryptocurrencies. What’s more, it is free to sign up on either platform. It is also good to keep in mind that Coinbase is more of a cryptocurrency wallet platform. Coinbase Pro supports various cryptocurrencies, and you can use your information on Coinbase to log into Coinbase Pro. Furthermore, your cryptocurrencies are insured by the FDIC, whether you use Coinbase or Coinbase Pro.

Visit Coinbase

Coinbase Review

Coinbase Fees vs Coinbase Pro Fees

There is a substantial difference in fees when looking at Coinbase vs Coinbase Pro fees. Users on the Coinbase exchange platform incur high fees, unlike Coinbase Pro users. The cost of trading on Coinbase is steep. But novices in the crypto-space might overlook this.

As stated before, if you use your bank account as a payment means, Coinbase charges a flat rate of 1.49%. If it is from a debit card, the platform charges a flat rate of 3.99%.

Another feature to note in this Coinbase vs Coinbase Pro comparison is that Coinbase charges variable spreads on every purchase and trade. The platform says they charge 0.5% for the purchase on the sale of cryptocurrencies below $10,000 in value.

The fee decreases on the sale of cryptocurrencies in value between $10,000 and $50,000 (0.35%). However, the fee gradually reduces with every pricing tier until maker-taker costs get to 0.00% and 0.04% for $500,000,000 and higher.

There is also a “Coinbase fee” added to the spread; this charge depends on the purchase’s value and the country you are purchasing from.

Coinbase Pro fees

Taking a look at the charges between Coinbase vs Coinbase Pro is crucial to know which platform is suitable. As previously highlighted, Coinbase Pro charges lower fees. On the platform, cryptocurrencies and ACH transfers are free on every deposit and withdrawal.

Visit Coinbase Pro

Trading experience

Another factor worth keeping in mind in the Coinbase vs Coinbase Pro comparison, is the trading experience on both platforms. Besides the charges, Coinbase Pro shines over Coinbase. On Coinbase Pro, you can do the following:

Market Order

Market Order is the price at which you are willing to buy or sell a cryptocurrency instantly, and it means you are aware and happy with the price the cryptocurrency is trading at. It is a good feature to consider when it comes to Coinbase vs Coinbase Pro as it does not allow you to sit all day monitoring where the market would go every minute. Coinbase pro allows users to place Market Order on digital assets.

Limit Order

Limit Order is a way to trade a cryptocurrency with a set price in mind. On the Coinbase Pro, there is the Coinbase Limit Order to set the amount of the digital asset you want to sell and the price you would like to sell it. Your asset may or may not be filled through a limit order, which means that it may linger for days or even months.

Stop Order

Stop Order functions much the same way as a Limit Order. You could place a stop order if you are concerned that the price of your cryptocurrency may fluctuate at any point. This method allows traders to put their minds at rest when trading.

APIs

One feature to be considered when it comes to Coinbase vs Coinbase Pro is API. Moreover, API is a feature that allows a user to link their account with other apps. It is possible to get Coinbase Pro API keys to get a better trading experience. Coinbase Pro’s trading API provides a better way for developers to build cryptocurrencies and offer related functionalities.

Visit Coinbase Pro

How to transfer from Coinbase to Coinbase Pro

An important factor we need to consider in this Coinbase vs Coinbase Pro comparison is how to transfer funds.

Even though your accounts on both Coinbase and Coinbase Pro are linked, both platforms have separate wallets. But transfers between the two are free and practically instant.

To transfer your funds from Coinbase to Coinbase Pro, you need to complete the following steps:

Go to the Coinbase Pro’s trading page and select Deposit under the Wallet Balance;After you’ll see a pop-up window that allows you to choose the currency type (i.e., BTC, ETH, XRP) that you would like to upgrade from the standard to Coinbase Pro. Then, select ‘Coinbase Account’ and enter the amount you would like to deposit to Pro from Coinbase. It is important to know that you can only deposit the available amount in your Coinbase. Choose ‘Deposit’ at the bottom of the window.

If you want to transfer your funds from your Pro wallet to your Coinbase wallet, all you need to do is the following:

Go to the Coinbase Pro trading page and choose to Withdraw under ‘Wallet Balance’ – a pop-up window will appear. Then select ‘Coinbase Account’ and input the amount you would like to withdraw from Pro to Coinbase. Finally, the ‘Withdraw’ option found at the bottom of the window must be selected.

How to use both platforms

It is possible to use both platforms. If you already have a Coinbase account, all you need to do is use the same email address of your Coinbase account for your Coinbase Pro account, and you will be linked automatically. By doing this, you can transfer funds of any currency from your Coinbase to Coinbase Pro for free, and, instantaneously. For a detailed step-by-step, please visit our Coinbase review here.

If you have already created an account and logged in to coinbase.com, you will be asked to accept all terms and conditions on the Coinbase Pro, and you might also be asked to give additional personal details for verification.

Coinbase wallet (Photo credit: wallet.coinbase.com)

It is important to note that a single user can only create and operate one account on both exchange platforms. If you already have an account on Coinbase.com and you would like to create an account on Coinbase Pro, use the same login details.

Visit Coinbase

Coinbase vs Coinbase Pro: Final verdict

Coinbase is an ideal tool for newbies in the crypto space who do not have prior knowledge of crypto trading and investment. Even though the crypto wallet is overpriced, it has good features like its Learn Program to enable new users to participate in the crypto space without having difficulties.

For experienced individuals, Coinbase Pro seems to be the better choice when researching between Coinbase vs Coinbase Pro. Moreover, unlike Coinbase, the fact that its Pro counterpart does not have exorbitant charges makes it the better choice in the long run, especially for seasoned traders or investors who have taken the time to do a fair amount of research on the two.

We hope this guide was insightful. If you’re looking to compare Coinbase with other cryptocurrency exchange platforms, we recommend you checking our guide to some of the best alternatives to the Coinbase platform. However, Coinbase has managed to deliver two strong platforms for both novice traders and professionals. Depending on your experience, Coibase and Coinbase Pro are good choices in the crypto world.

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With such similar-sounding names, it can be easy to get Coinbase and Coinbase Pro mixed up, since they’re both popular ways to trade cryptocurrency. Coinbase remains the entry-level service, while Coinbase Pro ups the ante in many ways. Each offers a different level of services, costs and features, so cryptocurrency traders looking to get in the game may want to figure out which exchange works best for their needs.

Here’s how Coinbase compares to Coinbase Pro across several key dimensions and what you need to know.

Coinbase vs. Coinbase Pro: Trading commissions and other fees

There are some notable differences between the fee structures on Coinbase and Coinbase Pro.

Coinbase’s fee structure can be uncertain, because it’s not clearly disclosed, and the service charges varying fees based on the size of your purchase and how you pay for it. Recently, the company began obscuring the fees for this service tier, making it harder to see what you’re paying.

For small transactions, Coinbase includes a spread markup of 0.5 percent of your trade value, which is why the buy and sell prices may differ from what you see on other services. Then it tacks on some other fees based on how large your purchase is, as shown in the table below.

Coinbase’s fee structure:

Transaction amount

Fee

$10 or less

$0.99

More than $10 and up to $25

$1.49

More than $25 and up to $50

$1.99

More than $50 and up to $200

$2.99

And if you work those numbers a little bit, you can see what a big cut Coinbase can take. For example, if you buy just $10 worth of crypto, you’ll pay a fee of $0.99 – good for nearly 10 percent of your investment. And that’s on top of the embedded fee you’re already paying in the spread markup. Even at $200, you’re still adding on a $2.99 fee, nearly a 1.5 percent fee for the purchase.

On purchases greater than $200, Coinbase adds a variable fee in place of its flat fee above. (See the table below.) So if you’re buying with a debit card, expect another 3.99 percent to be added to the welter of fees.

Coinbase funding fees:

Payment method

Fee

U.S. bank account

1.49 percent

Coinbase USD wallet

1.49 percent

Debit card

3.99 percent

Instant card withdrawal

Up to 1.5 percent of any transaction; minimum fee of $0.55

How does that compare to the fees at Coinbase Pro? Well, Coinbase Pro uses a volume-based sliding scale that’s more typical for crypto exchanges, with varying rates for those who provide liquidity (makers) and those who take liquidity (takers). Your price also depends on the amount of dollar volume you’ve generated over the prior 30 days.

Coinbase Pro fees

Pricing Tier

Taker Fee

Maker Fee

$0 – 10K

0.60 percent

0.40 percent

$10K – 50K

0.40 percent

0.25 percent

$50K – 100K

0.25 percent

0.15 percent

$100K – 1M

0.20 percent

0.10 percent

$1M – 20M

0.18 percent

0.08 percent

$20M – 100M

0.15 percent

0.05 percent

$100M – 300M

0.10 percent

0.02 percent

$300M – 500M

0.08 percent

0.00 percent

$500M+

0.05 percent

0.00 percent

If you made a $200 trade on Coinbase Pro, even at the highest taker rate, it would cost $1.20. That’s a sizable difference from what you’d pay on the entry level Coinbase trade.

Advantage: Clear and huge advantage to Coinbase Pro, and more so for anyone looking to trade regularly.

Coinbase vs. Coinbase Pro: Transparency about fees

For two trading services that are offered by the same company, their transparency about fees could not be more different. Coinbase doesn’t give the public what it needs to know before becoming a customer. That’s a shame, but not surprising, given the large fees extracted from its clients’ wallets, at least in percentage terms. Yes, Coinbase tells you the fee you’ll pay right before you make the trade, but it’s purposely avoiding sharing its fees until you get there.

On the other hand, Coinbase Pro does a quite good job about sharing its fee structure with potential clients. This is also not surprising, given that the structure is broadly in line with those offered at other major crypto exchanges, even if it’s not always the cheapest among its rivals.

Advantage: Coinbase Pro. It’s just too hard to trust a service that tries to obscure its prices.

Coinbase vs. Coinbase Pro: Available cryptocurrencies

Coinbase and Coinbase Pro are close when it comes to the number of cryptocurrencies available on their respective platforms. According to Bankrate’s most recent count, Coinbase offers 174 coins on its platform, while Coinbase Pro lists 158 pairs with U.S. dollars. But both platforms contain the most popular coins – Bitcoin, Ethereum, Dogecoin, Polkadot, Solana and plenty of others. So unless you’re into niche coins, you’ll find it on either platform.

Advantage: Tie.

Coinbase vs. Coinbase Pro: Staking

Staking rewards are a kind of income generated from holding cryptocurrency and helping to support a given crypto ecosystem. You could think of it like interest on a bank account or a stock dividend, but it’s riskier than those kinds of income. By staking your coins with a larger group that’s validating crypto transactions, you could earn even more coins.

On Coinbase, clients can stake their crypto coins, and owners can earn staking rewards on a few coins, including Ethereum, Algorand, Tezos, Cosmos and Cardano. You’ll need a minimum balance in that specific cryptocurrency to participate and you’ll need to hold the coins on Coinbase.com. Coinbase will handle the technical side of things once you sign up, and it will take a cut of your staking rewards.

Coinbase Pro does not offer staking rewards.

Advantage: Coinbase.

Coinbase vs. Coinbase Pro: Custody

The ability to take control of your cryptocurrency – or custody your assets – is a big deal to many holders of digital currencies. If you trade with some traditional brokers, you won’t be able to take custody of assets yourself. Instead, they’ll be held by another financial institution. That doesn’t sit well with those who view the promise of crypto as avoiding financial intermediaries.

Both Coinbase and Coinbase Pro allow you to take custody of your assets yourself. You can set up a wallet, either a hosted wallet with Coinbase or Pro, or you can bring your own third-party wallet. You can pick the crypto wallet that works best for you, whether you use a hardware wallet or a software wallet or would prefer to leave your coins on the platform for trading.

Advantage: Tie.

Coinbase vs. Coinbase Pro: Ease of use

Coinbase has a relatively straightforward trading platform. You’ll basically need to click buy or sell next to the asset you want to purchase. It really couldn’t be much easier, and that may be important to the beginners that Coinbase is targeting. It’s a really stripped-down experience.

Coinbase Pro offers a more sophisticated trading platform, with a trading interface that looks daunting at first glance. You’ll get a trading platform that feels more professional: a feed of live prices, charts, charting tools, an order book and trade history. It may look overwhelming at first, but you’ll quickly discover how to input your orders and how to find what you need.

Advantage: Coinbase Pro. The trading platform may look too complex, compared to Coinbase’s simplified interface, but before long you can be zipping around rather easily. So the minimal increase in complexity is quickly outweighed by the other features and benefits.

Bottom line

Unless you’re planning on doing very little trading – and maybe even if you are – Coinbase Pro is the hands-down winner here. You’ll get reasonable and transparent pricing as well as other features that make its slightly more-difficult-to-use trading platform worth the little bit of extra time it takes to learn. Yes, those interested in staking are left out at Coinbase Pro, but is it really worth the much higher percentage fees that you’re paying to go with the entry-level Coinbase?

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Written by

James Royal, Ph.D.

Arrow Right

Principal writer, investing and wealth management

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Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and more.

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Brian Beers

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Managing editor

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Brian Beers is the managing editor for the Wealth team at Bankrate. He oversees editorial coverage of banking, investing, the economy and all things money.

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